Demand Notes: Overview

Invest the Easy, Convenient Way

Enjoy a higher rate of return than comparable investments. Jump in with a low minimum initial investment (only $1,000). And access your funds at any time. Demand Notes feature:

  • Online transfers and transaction records
  • Floating interest rate exceeding weekly average yield on US money market funds See rate history pdf
  • Daily compounded interest automatically reinvested at end of each month
  • Free checks and unlimited check writing (minimum $250)
  • Ability to make additional investments (minimum $50) at any time
  • Much more (see all features)

Here's what you don't get: Administrative fees. Time limits. Hassles.

Demand Notes is an unsecured debt obligation of Ally Financial offered in the U.S. by prospectus only. It's not a money market fund. It's not a bank account. It's not FDIC-insured. It is one of the easiest, most convenient ways to invest with a trusted global financial services company.

Are You Eligible?

Ally Financial Demand Notes is available to:

  • All employees and retirees of the Ally/GM/GMAC group of companies and subsidiaries, as well as their immediate family members (spouse, children, parents, siblings, and grandparents of the employee or retiree)
  • Associated GM dealers and their employees
  • Associated GM stockholders and suppliers

Getting Started

For more information, visit the EDGAR section of the SEC website or call Ally Financial at 1-800-684-8823. Other actions:

More on Demand Notes

We've filed a registration statement including a prospectus, with the SEC for this Demand Notes offering. Before investing, check out the prospectus in the registration statement, as well as the other documents we've filed with SEC.

You can get these documents at no charge by visiting EDGAR, the online database of corporate financial information at the SEC, www.sec.gov. If you want us to send you a prospectus, just give us a call at 1-800-684-8823.

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