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Business Auto Financing - Lease: Compare to Buying

With 90 years of experience, we are working to make Auto Financing easier for you.

Use the chart below to help decide between buying and leasing. Select the "learn more" button for additional information.

Buy or lease?
Compare side by side.

Lease

Buy

Ownership

Drive a new vehicle more often

You own the vehicle

Mileage limits

Mileage limits

Charges for excess mileage above amount agreed to in your lease agreement

No limits

The value of your vehicle may decline with higher mileage

Maintenance/Wear

Leasing company sets maintenance guidelines 

Vehicle appearance can't be changed

You choose what and when to repair 

You can change the appearance of the vehicle 

Monthly Payments

Usually lower (compared to buying)

Usually higher (compared to leasing)

Pay for vehicle over term of the contract

 
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