Ally logo Skip to navigation

Customers Of Former SmartBuy & Buyer's Choice Programs: FAQs

With 90 years of experience, we are working to make Auto Financing easier for you.

Frequently asked questions

  • What are my end of term options?

    At the end of your term, you can:

    • Keep or sell the vehicle yourself and pay the fixed purchase price listed in your contract as well as remaining payments and additional fees
    • Keep the vehicle and refinance the outstanding balance, subject to credit approval
    • Return the vehicle to the dealership. You’ll be responsible for excess mileage and any wear charges
  • When do I get my security deposit back?

    If you paid a security deposit when you signed your lease, we’ll refund your security deposit after you’ve returned your vehicle to the dealership and the vehicle has been sold at auction. We’ll deduct any unpaid amount you owe under your lease agreement from your security deposit.

  • If I return my vehicle, will the vehicle be inspected?

    The vehicle will be inspected by an independent company at the dealership after you return it. You can view the report for your vehicle at Inspections.

  • What are my payment options if I have an amount due at the end of my term?

    You can make your payment over the phone or by mail.

    Call:
    1-888-925-2559
    (A third party service provider fee may apply.)

    Mail:
    Payment Processing Center
    P.O. Box 9001951
    Louisville, KY 40290-1951

  • How can I obtain a quote to return or purchase my vehicle?

    To request a quote online:

    • Log in to Ally Auto Online Services
    • Go to My Vehicles and select a vehicle account
    • Select the vehicle you want a quote for
    • Select Request Quote
    • Follow the instructions for your vehicle
    • View and/or print payoff

    Contact Us for additional information.

  • Overview
  • Nearing Maturity
  • Inspection
  • Return Vehicle Checklist
  • Forms
  • FAQs
  • Online services loginGo to Ally Auto Online Services

Navigation

  • global
  • contact us
  • help
  • security
  • Ally Home
  • Auto
  • Former SmartBuy & Buyer's Choice Programs

Navigation Options

  • Banking

    • Checking

    • Savings & CDs

      • View All
      • High Yield CD
      • Raise Your Rate CD
      • No Penalty CD
      • Online Savings
      • Money Market
      • Compare Products
    • IRAs

      • View All
      • IRA High Yield CD
      • IRA Raise Your Rate CD
      • IRA Online Savings
      • IRA Basics
      • Compare IRAs
    • Banking with Ally

    • Find ATMs

    • Open an Account

  • Auto Financing

    • Financing Options

      • Personal Auto Financing
      • Business Auto Financing
    • Online Services

    • Payment Options

    • Lease-End Process

    • Enroll

  • Commercial Finance

    • Financial Solutions

    • Recent Transactions

  • About Ally

    • Our Company
    • Investor Relations
    • Media Center
    • Careers
    • Giving Back
    • Ally Story
    • Ally Bank
    • Auto Financing
    • Dealer Services
    • Commercial Finance
    • Ally Financial
    • Our Company

      • History
      • Products & Services
      • Key Locations
      • Global Reach
      • Awards & Recognitions
      • Core Values
      • Operations Overview
      • Leadership
      • Board of Directors
      • Policies & Charters
    • Investor Relations

      • Financial Information
      • Events & Presentations
      • Fixed Income
      • Demand Notes
      • Securitization
      • Corporate Governance
    • Media Center

    • Careers

    • Giving Back

    • Ally Story

Contact Options

  • Auto:

    Chat Online
    1-888-925-ALLY(2559)
    Hours of Operation
    • options
    • log in

      Access checking,
      savings & CDs

      [icon] Bank Login
      [mask]

      Make a payment
      on your vehicle

      [icon] Auto Login
      [mask]

      Looking for Dealer Services? Go to Dealer Services

    Log out

    • Go to My Accounts Go to My Vehicles
    • Log Out Log Out
  • print
  • font size adjustment options:
    • small font
    • medium font
    • large font
  • Logo A Footer
  • Ally Bank
  • Auto Financing
  • Dealer Services
  • Commercial Finance
  • Ally Financial
  • Careers
  • Privacy
  • Security
  • Legal
  • Site Map
  • Give Feedback

©2009-2013 Ally Financial Inc.