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High Yield Certificate of Deposit (CD): Customer Reviews

Fixed rate. High yield. Smart decision. A high fixed CD rate. No minimum deposit. Click to open account.
Summary of Customer Ratings & Reviews

High Yield Certificate of Deposit (CD)
Rated 4.0165/5 based on 242 customer reviews
Get a certificate of deposit with our highest fixed CD rate for a fixed term.

Customer Reviews
 
5
Product Features
5
Rates
5
Account Opening
5
Online Banking
5
Customer Service
5
Excellent rates, excellent service
2013-03-23 by Momtaughtmetolovetosave from AZ
I have been an Ally customer for several years. The rates are consistently above the competitors and the customer service is far and above superior to most financial institutions. I'm a customer for life.

 
1
Rates
1
Product Features
5
Rates
5
Account Opening
5
Online Banking
5
Terrible interest rate
2013-03-22 by Ezra
Please raise your rates. CD's should be paying more by ALL banks.

 
5
Customer Service
5
Product Features
1
Rates
5
Account Opening
5
Online Banking
5
Great rates
2013-03-19 by Svalot from Oregon
Ally makes it so easy and with the great rates you can't go wrong!

 
4
Customer Service
5
Account Opening
5
Online Banking
5
Customer Service
5
Product Features
3
Method of figuring interest
2013-03-15 by pajaka
Ally has an unusual way posting their interest to your account. The interest is in a separate column from your total almost as though you haven't yet earned it. I find this very disconcerting. I don't think I will re-invest as my cds mature.

 
5
Rates
3
Account Opening
5
Online Banking
5
Customer Service
5
Product Features
5
ally bank
2013-03-11 by lendee from noe
One of the things about Ally bank is NORTH AMERICAN people to answer the phone They are friendly ,helpful and most important I have no problem understanding their speech.

 
3
Rates
3
Account Opening
5
Customer Service
5
Product Features
4
Rates
1
Better than local banks but...
2013-03-10 by moose65 from Missouri
The rates offered by Ally are better than the local banks (and the big banks) but it seems the rates are not that much higher than Money Market.

 
1
Account Opening
5
Online Banking
5
Customer Service
4
Product Features
5
Rates
5
income tax.
2013-03-06 by very irrated from S. Calif.
This forces me to into the next highest tax rate for following year. Rest assured that I will not renew. my CD's

 
5
Account Opening
5
Online Banking
5
Customer Service
5
Service
2013-03-06 by Happy banker from Illinois
Excellent and quick service. Everyone is very courteous and willing to help the customer to solve any problems. Excellent online banking.

 
3
Today's Rates are a joke
2013-02-27 by Bank Weary from Silver Spring, MD
While Ally Bank is a competent online banking system, better than area banks, the rates are ridiculously low . Of course they are slightly better than other banks but across the board, slightly better is only a tenth of a point. Don't waste your time on IRA CDs or you will be working well into your eighties.

 
5
POD Account Exemplary Handling
2013-02-27 by Ward from Richmond, TX
I wish to commend your customer service team for the handling of an account closure due to the death of my father-in-law. The funds were dispersed (without any penalty for early withdrawal) in a timely matter to all four beneficiaries and with a minimum of fuss. We telephoned once and the lady informed us when the account would be closed and when the checks would be mailed. Everything happened as we were told. We are very grateful for the great customer service!

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