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High Yield Certificate of Deposit (CD): Customer Reviews

Fixed rate. High yield. Smart decision. A high fixed CD rate. No minimum deposit. Click to open account.
Summary of Customer Ratings & Reviews

High Yield Certificate of Deposit (CD)
Rated 4.0286/5 based on 245 customer reviews
Get a certificate of deposit with our highest fixed CD rate for a fixed term.

Customer Reviews
 
3
Product Features
5
Rates
4
Account Opening
1
Online Banking
1
Customer Service
5
web site is difficult
2012-07-10 by space2u from Coral Springs FL
you web site is the most difficult banking web site I feel I have ever used. I can not see the complete name of my accounts when I view them in pending transfers. the view screen does not show the full name of the investment product. I have spent HOURS just tring to deposit monies into you bank. I am wearing down and may choose another place to put my money

 
4
Product Features
4
Rates
4
Account Opening
4
Customer Service
5
Product Features
5
5 yr. cd
2012-07-09 by N.B. Big Saver from Newport Beach Ca
Smooth to open,the 60 days interest penelty fair Staff very helpfull

 
5
Rates
4
Account Opening
5
Online Banking
5
Customer Service
5
Product Features
3
Very easy to use
2012-07-09 by you know from Los Angeles CA
Evey time I call in to Ally Bank - the staff are always helpful and pleasant to work with. Having an actual person on the line, who is nice to talk with is a big help. Thanks so much for keeping it real!

 
3
Rates
4
Account Opening
4
Online Banking
4
Customer Service
4
Product Features
5
Varying ACH Transfer Dates!
2012-07-05 by kauaiphoto from Kilauea, Kauai, Hawaii
Rate was good at the time, seting it up was no problem and with a glitch from the start, it was corrected timely and it's a CD, so you set it up and not much to do after that! My only gripe is the varying dates when the monthly interest is posted or in my case when the ACH to another bank is initiated. I have other CD's where the interest is posted five to seven days before the end of the month and thus my ACH transfer is "complete" to the receiving bank by the end of the month. They have my principle and if I cancel the CD before the end of the month, they can just deduct the small partial interest given and the "normal" penalty. That is where a good bank can become great!

 
5
Rates
5
Account Opening
5
Online Banking
5
Customer Service
5
Product Features
5
Fast Service
2012-06-27 by making money from Iowa
I requested my Interest on a maturing CD be sent by Auto bank transfer to my local bank on Sunday night, the money was in my account Wednesday morning. THANKS ALLY.

 
5
Rates
5
Account Opening
5
Online Banking
5
Customer Service
5
Product Features
5
best ever!
2012-06-27 by customersince2010 from garden grove, CA
i have used many many banks, but ally.com has been the best by far. Customer service & great rate. Cant beat it.

 
5
Rates
5
Account Opening
5
Online Banking
5
Customer Service
5
Product Features
5
Excellent service, good rates
2012-06-11 by Satisfied from Phoenix, AZ
This is the first time I have ever been motivated to submit an on-line review. Ally Bank does EVERTYHING right - I couldn't be more pleased. The interest rate is as good as it gets these days, and more importantly, the service is outstanding. I have always been able to speak to a live customer service rep within 20 seconds of calling. Initial ccount set-up was simple, the mailed materials very clear, the website well-designed and easy to navigate. Excellent in every way!

 
5
Rates
5
Account Opening
5
Online Banking
5
Customer Service
5
Product Features
5
High yield CD: Exorbitant interest rate
2012-05-15 by Mr Ambitious from Ft Lauderdale, Florida
Ally Bank offers the highest interest rate in the entire nation and I wish I had known such institution about ten years ago. I am impressed with the way in which my investment is growing comparing to other banks. I am convinced that my money will grow rapidly and I will open multiple accounts in the coming weeks or months.

 
5
Rates
5
Account Opening
5
Online Banking
5
Customer Service
5
Product Features
5
Great Bank
2012-05-10 by Socccer 123
just started my CD about 4 years ago. They work with you to make your money work for you and let you work with what every money you have. Great for us Younger people. Thank you

 
5
Rates
4
Account Opening
5
Online Banking
5
Customer Service
5
Personal High Yeald CD
2012-05-07 by EA51 from Virginia Beach, VA
I found the process extremely easy. If I was not happy with my current local bank I'd move all my banking to Ally. Their CD rates are far better that my local bank. I would have to take out a CD for almost 5 years to match the 1 year rate I got with Ally.

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