See how Interest Checking adds up for you
The convenience of a checking account—the interest rate of a savings account.
- No minimum deposit to open
- No monthly maintenance fees
- Free Online Banking, Mobile Banking app, Bill Pay, and Popmoney®
- Free Debit MasterCard®, checks and unlimited check writing
- No Ally ATM fees at any ATM nationwide. Use Ally's ATM & Cash Locator
- Make deposits from your computer or mobile device with Ally eCheck Deposit℠
- Rate is variable and may change after the account is opened
- Balances of $15,000 or more get an even higher rate
- Free balance alerts
- FDIC insured to the maximum allowed by law. Maximize your coverage
- Other fees, such as those for returned deposit items and outgoing wires, may reduce earnings
- Ally's Interest Checking Account rates are accurate as of 12/10/2013. See rates
- Explore opening this account for a Trust. Learn more
The Ally difference
We're a direct bank. Which means you access your interest checking account online, with mobile banking, by phone or by ATM.
This saves us money in operating costs, as compared to traditional banks, and allows us to direct the savings toward better rates for you.
We save, you save—it's that simple.