IRA Raise Your Rate Certificate of Deposit (CD): Rates

How much could our rates earn you?

Term Rate APY Estimated Earnings
2 years 1.04 % 1.05 % $1,050.91
4 years 1.29 % 1.30 % $2,647.74

Your rate will stay the same until you decide to raise your rate.

Interest Rate and APY accurate as of 5/10/2013.

Interest compounded daily. Estimated Earnings assume Interest Rate is in effect throughout whole term and principal and interest are not withdrawn during the term.

The Ally Difference

We're a direct bank. Which means you access your Ally account online or by phone. This saves us money in operating costs, as compared to traditional banks, and allows us to direct the savings toward better rates for you.

We save, you save—it's that simple.


  • Talk to a real person
  • Online security guarantee
  • No minimum to open