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No Penalty Certificate of Deposit (CD): Customer Reviews

A great rate and no early withdrawal penalty. Withdraw your entire balance, including all interest earned, without a penalty. Click to open account.
Summary of Customer Ratings & Reviews

No Penalty Certificate of Deposit (CD)
Rated 4.3626/5 based on 171 customer reviews
Get a fixed CD rate with the freedom of a no penalty early withdrawal.

Customer Reviews
 
5
Product Features
5
Rates
3
Account Opening
5
Online Banking
5
Customer Service
5
Best rate around
2013-01-13 by KatieC123 from Missouri
I'm very happy with my no penalty CD's. Can't beat the rate and I have piece of mind knowing I can access my money if an emergency were to arise.

 
5
Product Features
4
Rates
3
Account Opening
4
Online Banking
5
Customer Service
5
Excellent Service Makes Up Low Rates
2012-11-26 from Cincinnati, OH
The reality is rates are low everywhere - you might as well be with a company that appreciates its customers. Ally is that company. Great service whether via text or phone.

 
4
Product Features
4
Rates
3
Account Opening
5
Online Banking
5
Customer Service
5
Easy set up
2012-11-23 by money hunger from clarksburg, MD
Opening an account with Ally has been the easiest I have ever done.

 
4
Product Features
4
Rates
1
Account Opening
5
Online Banking
5
Customer Service
5
no penalty cd
2012-11-14 by stop light from sylmar, ca.
I spoke to agent Colleen and she helped me very fast and efficently.

 
1
Product Features
5
Rates
4
Account Opening
5
Online Banking
5
Customer Service
5
does not make sense
2012-10-18 by frustratedalso from Naples, Fl
The 11 month no penalty rate is the same as the money market and savings rates. Why bother to open a no penalty CD when it is at the same rate and if money is needed with a money market, I just simply write a check.

 
5
Product Features
5
Rates
5
Account Opening
5
Online Banking
5
Customer Service
5
human beings
2012-09-24 by anonymousone from san diego, ca
i have 3 accounts open with ally. they are competitie - but the main reason is that when i call for anything - i get to talk to a human being. they are always patient, always helpful, and always follow through on what they say they will do. simply a refreshing experience.

 
5
Product Features
5
Rates
5
Account Opening
5
Online Banking
5
Customer Service
5
Great phone service
2012-09-13 by ChemTeach from Lancaster, PA
Opening the account was very easy. The customer service rep was very patient and helpful. I will finally be earning some money with the Ally CD's rather than the miniscule amount in my "interest checking" at my other bank.

 
5
Product Features
5
Rates
5
Account Opening
5
Online Banking
5
Customer Service
5
Great product
2012-09-11 by T. L. O. from Little Rock, AR
This is an awesome CD product. I love the flexibility of it and the great rate it offers. Keep up the good work, Ally Bank! Thanks.

 
5
Product Features
5
Rates
5
Account Opening
4
Online Banking
4
Customer Service
5
Two Thumbps Up
2012-09-05 by porkchop from lamesa tx
Ally Bank pays ininterest Hire then others. Your Employs our Excelant to deal with. Two Thumbs Up

 
5
Simply the Best !
2012-09-04 by Isaac from Morristown, TN
Ally cannot be beat at online banking. Period. EXCEPTIONAL customer service!! TY!

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