Ally Bank Rates and Products

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Annual Percentage Yields (APYs) are accurate as of 03/26/2015.

CDs

All CDs include: Ally Ten Day Best Rate Guarantee · Interest compounded daily · Automatic renewal at maturity

High Yield CD

2.00
1.40
1.14
1.05
0.65
0.60
0.30
  • Early withdrawal penalty will apply
  • No minimum deposit to open

Raise Your Rate CD

1.29
1.30
  • Early withdrawal penalty will apply
  • Change your rate after your account is opened – if our rate on this CD goes up, yours can too. One interest rate increase with the 2 year term and two interest rate increases with the 4 year term.
  • No minimum deposit to open

No Penalty CD

0.87
  • You can withdraw all your money anytime after the first six days following the date you funded the account and keep the interest earned with no penalty.
  • No minimum deposit to open

Savings and Checking

All Savings and Checking include: Interest compounded daily · Rate is variable and may change after the account is opened

Online Savings

0.99
  • Six transactions limit per statement cycle. Why only 6?
  • No monthly maintenance fees
  • Fees may reduce earnings
  • No minimum deposit to open

Money Market

0.85
  • Six transactions limit per statement cycle. Why only 6?
  • No monthly maintenance fees
  • Fees may reduce earnings
  • No minimum deposit to open
  • Debit card and check access

Interest Checking

0.10
0.60
  • Fees may reduce earnings
  • No minimum deposit to open

IRAs

IRA High Yield CD

2.00
1.40
1.14
1.05
0.65
0.60
0.30
  • Early withdrawal penalty may apply
  • No minimum deposit to open

IRA Raise Your Rate CD

1.29
1.30
  • Early withdrawal penalty may apply
  • Change your rate after your account is opened – if our rate on this CD goes up, yours can too. One interest rate increase with the 2 year term and two interest rate increases with the 4 year term.
  • No minimum deposit to open

IRA Online Savings

0.99
  • Rate is variable and may change after the account is opened
  • Some fees, such as those for returned deposit items and outgoing wires, may reduce earnings
  • No minimum deposit to open

High Yield CD Rates

5 year
3 year
18 month
12 month
9 month
6 month
3 month

Our Annual Percentage Yield (APY) is accurate as of 03/26/2015.

IRA High Yield CD Rates

5 year
3 year
18 month
12 month
9 month
6 month
3 month

Our Annual Percentage Yield (APY) is accurate as of 03/26/2015.