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Ally Bank Accounts and Rates

No account minimums

No monthly maintenance fees

Competitive rates

Open any Ally Bank CD and enjoy the benefits of:

•   Ally Ten Day Best Rate Guarantee

•   Interest compounded daily

•   Automatic renewal at maturity 

High Yield CD

  • Best for: Earning a higher interest rate when you lock in your funds for a longer term.

Available Terms

Annual Percentage Yield

  • No minimum deposit required

  • Maximum savings with a fixed rate

  • Early withdrawal penalty will apply

Raise Your Rate CD

  • Best for: Earning interest with the flexibility to raise your CD rate. If our CD rate goes up, yours can too.

Available Terms

Annual Percentage Yield

  • No minimum deposit required

  • Start with a great rate, plus have the opportunity to increase your rate once over the 2-year term or twice over the 4-year term, if our rate for your term and balance tier goes up

  • Early withdrawal penalty will apply

No Penalty CD

  • Best for: An established fund you may need to access soon after opening.

Annual Percentage Yield

%

  • No minimum deposit required

  • You can withdraw all your money any time after the first six days following the date you funded the account, and keep the interest earned with no penalties

Annual Percentage Yields (APYs) displayed are accurate as of .

Not Sure Where to Start? Let us help you find the right place for your money.