Ally Rates and Products
No hidden fees, 24/7 live customer service, and the convenience of Mobile Banking and Online Banking. Apply online—it's quick and easy. Get Started
Ally Annual Percentage Yields (APYs) displayed are accurate as of 5/10/2013
CDs
High Yield CD »
0.94%APY12 months- No minimum deposit to open
- Ally Ten Day Best Rate Guarantee
- Daily compounded interest
- Automatic renewal at maturity
- Early withdrawal penalty will apply
Terms APY 3 month CD 0.29% 6 month CD 0.61% 9 month CD 0.65% 12 month CD 0.94% 18 month CD 0.94% 3 year CD 1.19% 5 year CD 1.51% Raise Your Rate CD »
1.05%APY2 years- No minimum deposit to open
- Ally Ten Day Best Rate Guarantee
- Daily compounded interest
- Automatic renewal at maturity
- Early withdrawal penalty will apply
- Change your rate after your account is opened--if our rate on this CD goes up, yours can too. One interest rate increase with the 2 year term and two interest rate increases with the 4 year term.
Terms APY 2 year CD 1.05% 4 year CD 1.30% No Penalty CD »
0.85%APY11 months- No minimum deposit to open
- Ally Ten Day Best Rate Guarantee
- Daily compounded interest
- Automatic renewal at maturity
- You can withdraw all your money anytime after the first six days following the date you funded the account, and keep the interest earned with no penalties.
Checking
Interest Checking »
0.40%
APY
Balances less than $15,000
0.75%
APY
Balances of $15,000 or more
- No minimum deposit to open
- Daily compounded interest
- Make deposits from home with Ally eCheck DepositSM
- Earn money back automatically with Ally Perks®
- Rate is variable and may change after the account is opened
- Free standard checks, Popmoney®, Debit MasterCard® and Bill Pay
- Some fees, such as those for returned deposit items and outgoing wires, may reduce earnings
| Balances | APY |
|---|---|
| less than $15,000 | 0.40% |
| $15,000 or more | 0.75% |
Savings
Online Savings »
0.84%APY- No minimum deposit to open
- No monthly maintenance fees
- Daily compounded interest
- Six transactions per statement cycle with no fees. Why only 6?
- Rate is variable and may change after the account is opened
- Some fees, such as those for returned deposit items and outgoing wires, may reduce earnings
Money Market »
0.84%APY- No minimum deposit to open
- No monthly maintenance fees
- Daily compounded interest
- Free Visa® Debit Card and standard checks
- Six transactions per statement cycle with no fees. Why only 6?
- Rate is variable and may change after the account is opened
- Some fees, such as those for returned deposit items and outgoing wires, may reduce earnings
IRAs
IRA High Yield CD »
0.94%APY12 months- No minimum deposit to open
- Secure growth for retirement savings
- Traditional, Roth and SEP IRA plans available
- Early withdrawal penalty will apply
Terms APY 3 month CD 0.29% 6 month CD 0.61% 9 month CD 0.65% 12 month CD 0.94% 18 month CD 0.94% 3 year CD 1.19% 5 year CD 1.51% IRA Raise Your Rate CD »
1.30%APY4 years- No minimum deposit to open
- Secure growth for retirement savings
- Traditional, Roth and SEP IRA plans available
- Early withdrawal penalty will apply
- Change your rate after your account is opened--if our rate on this CD goes up, yours can too. One interest rate increase with the 2 year term and two interest rate increases with the 4 year term.
Terms APY 2 year CD 1.05% 4 year CD 1.30% IRA Online Savings »
0.84%APY- No minimum deposit to open
- Earn a higher rate than traditional IRA savings
- Traditional, Roth and SEP IRA plans available
- Rate is variable and may change after the account is opened
- Some fees, such as those for returned deposit items and outgoing wires, may reduce earnings
