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Debit Cards & Checks FAQs

  • When will I receive my new debit card or checks?

    Your free debit card and initial check order will arrive in the mail within 10 business days after we receive your opening deposit. If you re-order free Ally standard checks we'll send you a secure email asking you to confirm your address. Once your address is confirmed, your checks should arrive in 10 business days.

  • How do I order checks?

    1. Log in to your account
    2. Select your Interest Checking or Money Market Account from your Account List
    3. Select Order Checks/Debit Card from the right hand side
    4. Choose an account from the dropdown menu
    5. Enter a starting check number, then select submit

    We'll send you a secure email asking you to confirm your address before we mail the ordered checks. Once your address is confirmed, your checks should arrive in 10 business days.

  • Are my checks always free?

    There's no charge when you order standard Ally Bank checks. When you’re running low, you can request additional checks online or by calling us. If you'd like to order custom checks, call us at 1-877-247-ALLY (2559).

  • Will my Ally debit card have a daily purchase limit?

    Yes. For your protection, you can use your debit card to make up to $5,000 in purchases a day. If you have special circumstances, and know you'll exceed this amount, call us in advance at 1-877-247-ALLY (2559) to set up a one-time, extended limit.

  • Can I have one debit card for all of my Ally Bank accounts?

    No. You’ll have a separate debit card for each Interest Checking Account or Money Market Account you have with Ally Bank. If you link more than one type of account (such as two Interest Checking accounts) to the same card, you’ll have to choose one account as the primary account. That primary account is the only account you can access with your debit card.

    To request a debit card for an existing Interest Checking Account or Money Market Account, call us at 1-877-247-ALLY (2559).

  • How do I activate my Ally Bank debit card?

    Call the Debit Card Activation line at 1-866-633-5293 or 1-770-248-5774. You’ll also see this phone number listed on the sticker on your card. For security purposes you must call from the phone number we have on file for you.

    Follow the prompts in the automated telephone system to enter the information below:

    • Last 4 digits of your card number
    • The card expiration date
    • Last 4 digits of your Social Security number

    You’ll be prompted to set a PIN if you are activating your card for the first time. When you finish, remove the activation sticker and sign the back of the card.

    Call us 24/7 at 1-877-247-ALLY (2559) if you have questions about activating your card.

  • Is my Ally Bank debit card Personal Identification Number (PIN) different from my Automated Telephone Banking PIN?

    Yes. Your debit card PIN is different from your telephone banking PIN unless you’ve made them the same. If you make these numbers the same, please know that when you change one the other is unaffected.

  • What if I forget my debit card PIN?

    Call us at 1-877-247-ALLY (2559) to have a Customer Care Associate reset your PIN. You'll need to provide the last 4 digits of your debit card number and the debit card expiration date.

    Once your PIN is reset, you'll be transferred to our Debit Card Activation line (1-866-633-5293) where you’ll be prompted to create a new PIN. For security purposes, you must call from the phone number we have on file for you.

    We can also mail a PIN reminder or a new PIN to the address on file within 10 business days.

  • What should I do if my debit card is lost or stolen?

    Call us immediately at 1-877-247-ALLY (2559) and we’ll cancel your card and issue a replacement. You can also write to us at:

    Ally Bank
    P.O. Box 951
    Horsham, PA 19044

  • How do I get cash back with a debit card purchase?

    When you swipe your debit card to pay for a purchase, the card reader will usually ask if you'd like to get cash back. Then you'll be asked to enter the amount and your personal identification number (PIN) – the same one you use for the ATM.

    The cash back amount is added to the total price of the transaction. For example, if you buy $18 worth of merchandise and ask for $20 cash back, you will pay a total of $38 ($18 + $20) with your debit card and receive $20 in cash along with your purchases.