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Top Bank FAQs
What is Ally Bank's routing number?
Our routing number is 124003116.Was this helpful?
How long do online transfers take?
Between Ally Bank accounts: Transfers between your Ally Bank accounts take place immediately.
Between Ally Bank and non-Ally Bank accounts: Transfers from an Ally Bank account to a non-Ally Bank account usually take 3 business days.
To see how long your transfer will take to show up in your bank account, view our ACH Transfers Tutorial.Was this helpful?
Can I deposit cash?
No. We don't accept cash deposits. However, there are several ways you can make a deposit into your account.
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- Remote check deposit with Ally eCheck Deposit℠
- Online transfers and direct deposit
- Wire transfers and mail
How do I add money to my account?
There are several ways you can add money to your account:
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- Transfer funds between your Ally Bank accounts
- Transfer funds between your Ally Bank and non-Ally Bank accounts
- Remotely deposit checks with Ally eCheck Deposit℠
- Set up direct deposit (PDF)
- Send a wire transfer (PDF)
Mail checks to:
P.O. Box 13625
Philadelphia, PA 19101-3625
Make sure checks are properly endorsed on the back with "For Deposit Only" and the signatures of all payees. Please don't send cash.
What is the difference between an Online Savings Account and Money Market Account?
The main difference is in how you access your money. A money market account gives you more access because you can be issued a Visa® Debit Card and checks for these accounts. An online savings account does not support the use of checks and does not come with a debit card.
It's important to note that there are Federal limits on transactions from U.S. savings and money market accounts.
You can always call us and request a check made out to you. You can also make unlimited deposits and ATM withdrawals. But, Federal law limits other electronic, telephone and check transactions to a total of 6 per statement cycle. These limited transactions can be to other accounts or to a third party. If you go over the limit we charge $10 per transaction.Was this helpful?