The Ally difference
We’re a direct bank. Which means you manage your interest checking account online, by phone or by ATM.
This saves us money in operating costs, as compared to traditional banks, and allows us to direct the savings toward better rates for you.
We save, you save—it’s that simple.
See how Interest Checking adds up for you
The convenience of a checking account—the interest rate of a savings account.
- $0 monthly fee
- $0 to open and no minimum balance
- Free Online banking and Bill Pay
- Free debit card, checks and unlimited check writing
- Save time and money—get cash back when you shop
- No ATM fees at any ATM
- Variable rate account where balances $15,000 or more get an even higher rate
- Free balance alerts