Money Market Account

The Ally difference

  • We don't have monthly fees. Ever. Some banks charge a monthly fee if your deposit doesn't come directly from your employer.
  • We don't require minimum balances. Many others charge a fee if your balance dips too low.
  • We work to keep our rates high. Other banks often tempt new customers with promotional rates.
  • We grow your money faster by compounding interest daily. Many others compound monthly, quarterly, or even annually.

Save when you can. Spend when you need.

Get the flexibility of a check card and still earn a higher rate than traditional savings.

  • Open with $0
  • No minimum balance
  • No monthly fees
  • Check card and first 50 checks are free
  • No ATM fees — if another bank's ATM charges you a fee, we will refund the first four, up to $6 per month
  • Daily compounded interest for maximum earnings
  • FDIC insured Maximize your coverage
  • Six transactions per statement cycle with no fees. Why only 6?
  • Your actual variable rate will go into effect when you make your opening deposit
Open Account