Ally Bank:
  • 1-877-247-2559
  • Open 24/7
save smarter. named best online bank by money magazine 2018

Annual percentage yield of 


on all balance tiers

A great rate is just the beginning.

We reward you for banking with us, not the other way around.

No monthly maintenance fees or minimum balance requirements.

Keep in mind, with this type of account there’s a 6 transactions limit per statement cycle.

Why only 6?

Earn over 15x the national average with interest compounded daily.

Rate is variable and may change after the account is opened. Deposits are insured by the FDIC up to the maximum allowed by law.

Maximize your coverage

24/7 support.

Call, chat or email us any time. A real person is always available to help, day or night.

Features offered with every Ally bank account.

Open in the name of a trust. 

Offer flexibility and security for the ones you care about most. 

Learn more

Your money, FDIC-insured.

Deposits are insured by the FDIC up to the maximum allowed by law.

Learn more

No monthly maintenance fees.

Don’t expect any sneaky monthly maintenance fees with us.

No minimum opening deposit.

Open an account with no minimum balance requirement.

Saving with us pays off. 

Compare the cost of banking somewhere else.

What you should know.

Our Annual Percentage Yields (APYs) are accurate as of XX/XX/XXXX. Keep in mind, these rates are variable and may change after the account is open. Fees may reduce earnings. The APYs for other banks are provided by and are accurate as of XX/XX/XXXX. The APYs in this table are for the state of California.

The rate of our Online Savings Account is over 15x the national average of 0.09% APY, based on the national average of savings accounts rates published in the FDIC Weekly National Rates and Rate Caps accurate as of 10/31/19.

Fees, a short story.

You shouldn't be nickel and dimed for using your own money.

We don't charge for the things you use most

…and won't hide the fees we do have.

Get to know every aspect of this account before you sign up.

Check out our Straight Talk Product Guide (PDF).

Bank better, starting now.

It only takes a few minutes to open an account.

1. Tell us about yourself.

We'll need some personal details like your address, contact information and social security number.

2. Fund your account.

There’s no minimum amount to open an account, but the faster you fund, the sooner you’ll earn interest.

3. Enjoy our award-winning experience.

Get online access right away and explore everything we offer as well as other ways we can help you reach your goals.

Build a better financial future.

Whether you’re just starting out or nearing retirement, we’ve got resources and tools to help you at any life stage.

The reviews are in.

People like it here. We think you will, too.

Average Rating


We have answers.

No. We don't accept cash deposits. However, there are several ways you can make a deposit into your account.

  • Remote check deposit with Ally eCheck Deposit℠
  • Online transfers and direct deposit
  • Wire transfers and mail
Still have questions? Visit our Help Center.

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Bank 1-877-247-2559

Invest 1-855-880-2559