Why Ally Lending
we’re reliable, innovative, adaptable, and flexible.
Why partner with us.
We drive conversion to your business by offering your customers affordable financing solutions to pay over time. We’re fluent in financing. You’re fluent in your industry. Together we deliver personalized financing products customized for your industry.
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No credit impact pre-qualification for your customers
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Launch your financing product in a week
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Customers get installment options at checkout
The competitive difference.
Our advantage is that we combine consumer finance expertise and insights with inventive technology to offer tools and solutions that give you better financing products, services for your business, and experiences across a range of industries.
Improve your cash flow.
Our financing solutions improve your cash flow, as you receive full payment from us within 24-48 hours after selling the product or providing the service.
Increase customer loyalty.
We drive customer loyalty and satisfaction by offering installment loan and interest promotion products that keep your customers returning and new recruits through your door.
Mitigate risks.
You save time and effort of developing and managing in-house financing products, this helps mitigate all of the risk associated.
We’re always here to help.
We’re sensitive to the stresses associated with the financing process. Our team of dedicated account managers are available to assist you and your customers throughout the financing experience.
Bottom line, we provide affordable ways to pay for out-of-pocket services.
Simple products
Installment Loans
This product option is best for borrowers who want to make consistent, low monthly payments over an extended time period.
Interest Promotions
This product is best for borrowers who are willing to make higher payments over a shorter time period in order to pay only the original loan amount (principal loan balance).
Straightforward pricing
Service Providers
We charge a merchant discount fee, a fixed rate per transaction. This amount varies based on your service. There are no start-up fees.
Consumers
We charge a fixed Annual Percentage Rate (APR), this amount varies based on the borrower’s loan terms. There are no down payment fees.
Simplified financing/loan application process.
Our end-to-end digital process is built to help you easily close loans in minutes. You can quickly pre-qualify loan applicants with no credit impact.
Pre-qualify
Simple, quick pre-qualification with no credit impact.
Select
Personalized financing solutions.
Submit
Complete your application and we’ll run an instant credit check.
E-Sign
Sign documents electronically and receive confirmation via email.
Take the next step in partnering with us.
We make onboarding a breeze with customized training and personalized support designed for your business needs.
No start-up fees
Interactive in-person and virtual training sessions
Easy online application