Why Ally Lending

we’re reliable, innovative, adaptable, and flexible.


Why partner with us.

We drive conversion to your business by offering your customers affordable financing solutions to pay over time. We’re fluent in financing. You’re fluent in your industry. Together we deliver personalized financing products customized for your industry.

  • No credit impact pre-qualification for your customers

  • Launch your financing product in a week

  • Customers get installment options at checkout

The competitive difference.

Our advantage is that we combine consumer finance expertise and insights with inventive technology to offer tools and solutions that give you better financing products, services for your business, and experiences across a range of industries.

Improve your cash flow.

Our financing solutions improve your cash flow, as you receive full payment from us within 24-48 hours after selling the product or providing the service.

Increase customer loyalty.

We drive customer loyalty and satisfaction by offering installment loan and interest promotion products that keep your customers returning and new recruits through your door.

Mitigate risks.

You save time and effort of developing and managing in-house financing products, this helps mitigate all of the risk associated.

We’re always here to help.

We’re sensitive to the stresses associated with the financing process. Our team of dedicated account managers are available to assist you and your customers throughout the financing experience.

Bottom line, we provide affordable ways to pay for out-of-pocket services.

Simple products


Installment Loans

This product option is best for borrowers who want to make consistent, low monthly payments over an extended time period.

Interest Promotions

This product is best for borrowers who are willing to make higher payments over a shorter time period in order to pay only the original loan amount (principal loan balance).

Straightforward pricing


Service Providers

We charge a merchant discount fee, a fixed rate per transaction. This amount varies based on your service. There are no start-up fees.

Consumers

We charge a fixed Annual Percentage Rate (APR), this amount varies based on the borrower’s loan terms. There are no down payment fees.

Straightforward pricing


Service Providers

We charge a merchant discount fee, a fixed rate per transaction. This amount varies based on your service. There are no start-up fees.

Consumers

We charge a fixed Annual Percentage Rate (APR), this amount varies based on the borrower’s loan terms. There are no down payment fees.

Simplified financing/loan application process.

Our end-to-end digital process is built to help you easily close loans in minutes. With our 60-second pre-qualification, you can quickly pre-qualify loan applicants with no credit impact.

Pre-qualify

60-second qualifications with no credit impact

Select

Personalized financing solutions

Apply

Instant credit check

E-Sign

Receive  your documentation via email

Take the next step in partnering with us.

We make onboarding a breeze with customized training and personalized support designed for your business needs.

No start-up fees

Interactive in-person and virtual training sessions

Easy online application

Which username did you forget?

Forgot your bank or invest username?

Call us 24/7 for help.

Bank 1-877-247-2559

Invest 1-855-880-2559