CDs

3 Ways to Enhance Your Search for CDs Online

Once you've decided to start growing your savings with certificates of deposit (CDs), the next step is to find a financial institution that offers great CD rates, along with outstanding service. You might naturally start with your bank or credit union. But you should also keep in mind that you don't have to visit a […]

Online Banking

E-banking Is Checking & Savings Made Easy

Online banking is a more common way of referring to ebanking, but both terms refer to secure, convenient banking that's designed to give you access to your accounts wherever and whenever you choose. Online banks often can offer better rates than their brick-and mortar counterparts because they don't have the costs associated with maintaining traditional […]

Checking

Cash Is King Still

Put aside cash for emergencies and more. It almost always makes sense to keep some cash reserves in a savings account, a certificate of deposit (CD) or a money market account. Not only might this give you the money you need to face an emergency—like an unexpected job loss or medical expenses—but it also may […]

Checking

Advantages of Managing Your Checking Account Online

While nearly every bank gives you some form of online access, not all of them can give you the advantages of being an online bank. Online banks generally have higher interest rates than traditional banks, and the reality is, they often provide a better online banking experience because “online” is all they do. With an […]

Checking

Get the Facts on Checking Account Fees & Charges

Before you open a new checking account, be sure you understand all the terms of the account. Any bank should provide a written disclosure of terms and conditions, including checking account fees, so be sure you read the disclosure before you commit to an account. Doing so can be well worth it. “By exercising a […]

CDs

When to Try a CD Account

If you're looking for places to put your savings, you've probably come across a variety of products that potentially could meet your needs. A certificate of deposit (CD), savings account, or money market account each has the ability to be a saver's best friend. But how do you know which one is best for you? […]

CDs

Pros and Cons of Certificates of Deposit

Considering a certificate of deposit (CD)as a savings option? As with any financial decision, you should weigh the pros and cons of CDs before you open an account. A CD is an easy, sensible way of saving money and earning interest. You'll find CD products at banks or credit unions. Online banks often offer some […]

Checking

Solidify Your Financial Strength

A well-balanced financial portfolio should include a mix of savings options across various “asset classes.” This not only allows you to benefit from rising values and be protected against market downturns, but by allocating your savings among different classes, you can substantially reduce the worry that comes with investing in only one type of asset. […]

CDs

Moving Into the Security of Certificates of Deposit (CDs)

Stocks, mutual funds and 401(k) accounts are great ways to save for your long-term financial goals. But as your future plans inch increasingly closer, certificates of deposit (CDs) can provide a secure place, away from market fluctuations, to hold money for a specific purpose that will be used at a specific time. Other life events […]

CDs

Reach Your Financial Goals With a CD

If you're looking for a safe way to help your savings grow, you might consider certificates of deposit (CDs). This type of savings product can help you stay on top of your saving goals. When you open a CD at a member-FDIC bank, like Ally Bank, your deposits are insured up to the maximum amount […]