You have dreams of a well-deserved vacation after a long stretch of hard work, but before you can take that ultimate getaway, you know you have to be financially prepared. A money market account might just be the ticket to help you save for that much-needed rest and recreation.

With a money market account, you can get a low-risk, FDIC-insured, easy-to-access savings account that sometimes offers a higher interest rate than a standard savings account. As you shop for the best money market interest rates, be sure you compare Annual Percentage Yields (APYs) so that you know you're making true side-by-side comparisons. Also remember to check into the fees, restrictions and requirements of each account you consider.

For example, some banks may require more money in your initial deposit than you can afford. That alone may exclude you from a money market interest rate that seems great on the surface. In addition, you may find some banks that offer introductory rates that plummet after the first month or two.

With an Ally Bank Money Market Account, you earn a variable rate that's consistently among the most competitive in the country according to, and you can open and fund your account with any amount. You can use any Allpoint no-fee ATM—plus receive up to $10 reimbursement for fees charged at other ATMs nationwide each statement cycle. You also get free standard checks and a debit card for convenient access to your money.

With this and other smart savings products, you can be on your way to that vacation in no time. Learn more at or call live, 24/7 customer care at 877-247-ALLY (2559).

Ally Bank, member FDIC

View Money Market Rates