How would you rate your current bank?
Good is never enough. Satisfactory is not okay with us.
Providing you with a great rate is important to us at Ally Bank, but we also believe the best online bank helps you make saving a way of life, too. Here’s why and how we go beyond great rates.
#1 We’re obsessed with your financial well-being.
Not in a creepy way. It’s just that we know the little things in life can make a big difference. As an Ally Bank customer, you can have access to all the online banking features you’ve come to expect:
- Quality mobile app
- Remote check deposit
- Seamless transfer options
- Bill pay
- Direct deposit
With an Ally Bank Online Savings Account you have access to lifestyle-driven account features and savings tools to help you make saving a part of your everyday life. These features include:
- Get activity alerts to keep you in the loop of your account transactions
- Send or receive money quickly and securely to almost anyone with a U.S. bank account with Zelle®.
- Use Buckets to organize your money and visualize what you’re saving for.
- Set up Boosters to optimize and maximize your savings, even if the rate changes after you open the account.
#2 Your security is serious business.
We know the safety of your financial information is important. We use world-class technology and industry best practices to protect your personal and financial information. These include SSL encryption, firewalls, anti-virus protection, and multi-factor authentication, to name a few. We feel so strongly about providing a safe online banking experience that we have our own Online and Mobile Security Guarantee.
#3 We’re by your side, relentlessly.
Quick access to information is great, but sometimes you just need help from a human. We have a team of specialists available 24/7 to answer your questions and give you guidance—all at your convenience. You can get help with new accounts, check balances, transfer money, deposit checks, and more—from anywhere you have internet access, anytime you want at Ally.com. Or call live customer care at 877-247-ALLY (2559).
#4 The Dejargonator.
We want you to feel comfortable and confident while doing your online banking so much that we created the Dejargonator. The Dejargonator can help you easily understand complicated finance terms. Simply hover over any word with a dotted underline on our service and product pages and the definition will appear.
In partnership with Cheddar, see how the Dejargonator works in action as Kristen Scholer scrolls Ally.com in the video below.
#5 Great rates are where we began.
Almost a decade ago, we realized we could pass savings on to you in the form of great rates if we eliminate physical branches from our service model. We have been helping savers save with rates several times the national average ever since.
So kick back, relax, and know we are committed to providing you a banking experience that you can enjoy and depend on. Our savings suite includes:
- Online Savings Accounts
- Competitive CDs
- Money markets
- IRAs and more!
If you want to see how our current rates stack up against your current savings account rate, plug your numbers into our savings interest calculator and find out what you could be earning on your deposit.
#6 No funny business.
We don’t believe in hidden fees or complicated balance requirements. With the Ally Bank Online Savings Account, you can open and fund your account with any amount. There are no minimum balance requirements and no monthly maintenance fees. And, your deposits are insured by the Federal Deposit Insurance Corporation (FDIC) up to the maximum amount allowed by law.
#7 Smart online banking.
You can open an Ally Bank CD or Online Savings Account at the stroke of a mouse. It takes just a few minutes. In addition, you can make regular deposits and withdrawals from your Ally Bank Online Savings Account (within federal limits) anytime you want. You also can link your accounts to other accounts, like checking accounts and money market accounts, which can make transfers convenient.
#8 Savings for any stage.
You work hard. You deserve to live comfortably today, tomorrow, and always. It’s never too early to start building a strong foundation, and in today’s economy it’s more important than ever to budget and save. We have the tools and tips to help you make the right financial decisions at any stage in life.
#9 It’s the right thing to do.
You have our word that we are dedicated to doing it right by all. We have sincere respect and dedication for each other, our customers, and the communities we serve.
- See how we give back to our communities
- Get a percent break down of our company culture
- Learn how we take PRIDE in Diversity and Inclusion
#10 Good is never enough.
You can rest knowing that you have some of the most competitive saving account rates in the market plus lifestyle-driven account features. These are just a few reasons why GOBankingRates ranked us the “Best Online Bank” year after year. But, we’re always striving to make things better. Tell us how we can improve your online banking experience in the comment section below.
More than a Great Rate Discussion
- What bank account features could you not live without?
- Did you pick your current bank because of its great rate?
- What ways can we help you make saving a way of life?