Ally Flex Coverage
Extend the repair coverage on your vehicle. Call 1-833-660-3539 today to get a quote and purchase Flex Coverage by Ally.
Mon – Fri, 8 AM – 8 PM | Sat, 9 AM – 6 PM ET
Ally Premier Protection Car

Protect You Car and Wallet


Sudden repair costs can add up quickly and turn an already inconvenient situation into an expensive one. Flex Coverage can help you save money on a variety of out-of-pocket auto repair costs if you have a 2015 model or newer vehicle with less than 60,000 miles.  View Sample Coverage Agreement.



engine icon ENGINE $5,054
transmission icon TRANSMISSION $3,162
air conditioning icon AIR CONDITIONING $950
brakes icon ABS BRAKES $582
electronics icon ELECTRONICS $730

Costs shown are based on average of paid claims across all vehicle types in 2017.

What's Covered


We pick up where your manufacturer’s warranty falls off, covering over 7,400 components, including high-tech and luxury components that many basic plans don’t. 

Driven to Deliver

We’re dedicated to doing it right — every day.

Hassle-Free Claims

Just drop your vehicle off at any licensed repair shop in the U.S. and Canada, and we’ll handle the rest. No paperwork, no headaches.

Road Tested

We’ve been helping drivers get back on the road fast for more than 40 years. We cover virtually all claims submitted. In the past 10 years, we’ve paid over $2.4 billion in vehicle repairs.

Money Back Guarantee

Call us to cancel your coverage for a full refund within 60 days if you haven’t made any claims.

0% Financing

18-month financing at 0% interest is available.

Did Somebody Say Perks?

We don’t just cover your vehicle. We cover you too. Limitations apply (but don’t they always?).

Roadside Assistance

Need a jumpstart? Tow? Flat tire changed? Or more? We offer 24/7 service anywhere in the U.S. and Canada.

Trip Interruption Protection

If your car breaks down on vacation, we’ll get you a rental car. And put you up in a hotel. And buy you dinner. We’d never leave you stranded. (Not available in Kansas)

Rental Coverage

Your life won’t stop just because your car did. We’ll reimburse you for a rental car or alternate transportation, whichever you prefer.


We have answers.

You can view and download a PDF of the Sample Coverage Agreement.

To cancel your vehicle service contract, call us at 1-800-631-5590. If you cancel within 60 days and haven't filed any claims, you can receive a full refund. If you’ve filed any claims or if it’s after the 60 days, your refund will be prorated, less a $50 administration fee if applicable. The proration will be based on the lesser of days or miles of coverage remaining.

Paid claims prior to cancellation will be deducted from refunds where applicable or allowed by state regulation or law. Please refer to the cancellation terms of your Ally Premier Protection contract.

You can take your vehicle to any licensed repair facility in the US and Canada for eligible repairs.

With Ally Premier Protection, the repair facility manages the paperwork and the claim payment. You're only responsible for paying your deductible, if applicable. If you paid for repairs, please call us at 1-800-631-5590 to request reimbursement.

If you plan to keep your vehicle beyond the term of the New Vehicle Limited Warranty, a vehicle service contract could help you avoid unexpected and potentially costly repair bills in the event of a breakdown. Some also provide additional benefits such as roadside assistance, vehicle rental during repair and trip interruption assistance.

In Florida, the provider is MIC Property and Casualty Insurance Corporation, FL Lic. #9299, 500 Woodward Avenue, 14th Floor, Detroit, MI 48226. For states other than Florida, the provider is Universal Warranty Corporation, 500 Woodward Avenue, 14th Floor, Detroit, MI 48226 or call 1-800-631-5590.


Flex Coverage is a registered service mark of Ally Financial.