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Ally Everyday Cash Back Mastercard®

3% cash back on everyday purchases. All the time.

That’s right. Earn 3% cash back at gas stations, grocery stores, and drugstores, with 1% cash back on everything else.

A card that starts with you.

We designed the Ally Everyday Cash Back Mastercard to reward you where you spend the most.

Everyday rewards that add up.

  • 3% cash back on purchases at gas stations, grocery stores, and drugstores

  • 1% cash back on all other purchases

  • No expiration dates and no limit to how much you can earn

  • No minimum to redeem

Here’s what you always get with us.

no more red flags

No surprise fees

  • No foreign transaction fees

  • No over-the-limit fees

  • No returned payment fees

  • No rate hikes if you make a late payment

a shield

Peace of mind knowing you're secure

  • Zero Fraud Liability

  • Around-the-clock fraud monitoring

  • Lock your card instantly

  • Tap-to-pay technology

  • 24/7 customer care

A little extra info

Here are our standard rates and fees, but we offer promotions whenever we can, so check your offer – you may be eligible for a lower APR and reduced – or even waived – fees.

Standard rates and charges:

APR: 19.99%-29.99%, variable

Minimum interest charge: $1.50

Standard fees:

Balance transfer fee: 4% or $5, whichever's greater

Cash advance fee: 5% or $10, whichever's greater

Annual fee: $0 - $39

Check your offer for special promotions, rates, and fees. Offer subject to credit approval.

Respond to a mail offer in minutes.

If we mailed you an offer, we’re ready to get started whenever you are. If you don’t have an offer, stay tuned. We’ve got a credit card you can believe in and can’t wait to share it with you. 

Respond to Mail Offer


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