Although past performance is not necessarily an indicator of future performance, when you're comparing bank rates for certificates of deposit (CDs,) a little historical perspective can be quite useful. To avoid the hassle of constantly moving your money to chase higher CD rates, look for a bank that offers consistently competitive rates.

Ally Bank Is Consistently Competitive. Ally Bank rates for CDs are consistently among the most competitive in the country. In fact, you can even compare our CD rates alongside our competitors’ on our site. Depending on your needs, we offer a number of CD products:

  • High Yield CD—A CD with our fixed rate for a fixed term.
  • No Penalty CD—A CD that allows you to withdraw all your money, including interest earned, without any penalty, any time after the first six days following the date you fund your account.
  • Raise Your Rate CDs—With these CDs, you have the option of a one-time rate increase if our 2-Year CD rate goes up; you have the option to increase your rate twice (two times) if our 4-Year CD rate goes up.

Ally Bank Offers Great Rates No Matter How Large (Or Small) Your Account.
If you looked at Ally Bank rates for CDs on our site, you can see that we offer competitive rates regardless of how much you deposit. Some banks only offer their best CD rates to customers with large deposits. But with us, you can open and fund a CD with any amount and still get a great rate.

Compare Bank Rates for CDs at
Because we want to help you make sure you have the information you need to make smart savings choices, we post our competitors’ rates right alongside ours. Visit or call live, 24/7 customer care at 877-247-ALLY (2559) today.

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