When you're shopping for a certificate of deposit (CD), it makes sense to look for a bank that offers consistently great CD rates. Ally Bank CD rates are among the most competitive in the country as published by Bankrate.com. Because we are an online bank, we don’t have the overhead of traditional banks and we can pass that savings on to customers in the form of great rates. Take a look at how Ally Bank CD rates compare to our competitors at AllyBank.com.

Great rates are just the beginning.
Great rates are just one way Ally Bank CDs stand out from the competition. You can open and fund an Ally Bank CD with any amount. We compound interest daily for maximum earnings, and you always have access to live, 24/7 customer support. Ally Bank offers a variety of CDs to help you reach your financial goals, including:

  • Raise Your Rate CD: With our Raise Your Rate CDs, you have the option of a one-time rate increase if our Ally 2-Year CD rate goes up; you have the option to increase your rate twice (two times) if our Ally 4-Year CD rate goes up.
  • High Yield CD: A CD with our highest fixed CD rate for a fixed term—anywhere from three months to five years.
  • No Penalty CD: The Ally Bank 11-month No Penalty CD allows you to withdraw all your money, including interest earned, without any penalty, any time after the first six days following the date you fund your account.

Explore your options at Allybank.com or call live, 24/7 customer care at 877-247-ALLY (2559).

Ally Bank, member FDIC

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