What Are Overdraft Fees? And How Can You Avoid Them?
Let’s say you’re eyeing a $500 couch, but you only have $400 in your checking account. What happens when you swipe your debit card? You may still be able to make the purchase. But there’s a catch: You could incur an overdraft fee. What Is an Overdraft Fee? If you attempt to spend more […]
Free Checking and Interest Checking: What Do They Mean?
Being smart with your money means avoiding unnecessary fees. So, it makes sense to look for a checking account that doesn’t nickel and dime you for standard services — and even better, one that actually pays you interest on your balance. But does that mean you have to choose between an account with fewer fees […]
6 Benefits of Online Checking Accounts
You can’t remember the last time you had actual cash in your wallet, let alone a paper checkbook. And digital wallet apps make sending and receiving money as easy as a swipe on your phone. So, do you still need a checking account these days? The answer is: yes. Checking accounts remain a personal banking […]
6 Ways to Avoid Checking Account Fees
Of all the banking pet peeves people have, one of the biggest has to be paying fees. From overdraft fees to ATM fees to maintenance fees, no one wants to shell out money when they don’t have to. Take a close look at your last few bank statements and see what you paid in extra […]
Open a Checking Account Online in 3 Simple Steps
Checking accounts give you the most flexible access to your funds of any deposit account. That means you can use a checking account to pay bills, make transfers, conduct debit card transactions, and more. But did you know you can open a checking account online in just a few minutes? Here’s how in three simple […]
How Do Interest-Bearing Checking Accounts Work?
You know the trusty sidekick every superhero has? The one who does all the work and gets none of the glory? Chances are, that’s how your checking account functions in your personal banking strategy. But what if we told you there’s a way to earn interest without all the transaction limitations that come with savings […]
Explore Your Options: Compare Checking, Savings, and Money Market Accounts
You have a lot of options when it comes to managing your everyday banking needs. And while you likely know a bit about them, a side-by-side comparison of the most common types of accounts may help you choose which ones are best for you. Checking, savings, and money market accounts have some similarities, but their […]
Five Things to Know About Interest Checking Accounts
If you’re like most people, your checking account does the heavy lifting when it comes to everyday banking tasks. It’s the account you use to pay bills and conduct most of your transactions. As long as money’s going in and bills are going out, it’s easy to overlook this essential banking basic. But it may […]
Advantages of Managing Your Checking Account Online
While nearly every bank gives you some form of online access, not all of them can give you the advantages of being an online bank. Online banks generally have higher interest rates than traditional banks, and the reality is, they often provide a better online banking experience because “online” is all they do. With an […]
The Impact of Checking Account Fees
In order to understand how interest-bearing checking really works to your advantage, you need to understand the fees involved. Even fairly modest checking account fees can significantly offset your interest earnings, or wipe them out altogether. "Everyone needs to watch out for fees," explains Andrew J. Feldman, president and founder of A.J. Financial in Chicago. […]
