If you are wondering how to open a savings account, you probably have questions about interest rates, fees, account management and customer service policies. You usually can research potential banks and their accounts by visiting their websites or contacting a customer service representative by phone. Savings account benefits vary with each bank. What's more, many kinds of financial institutions offer savings accounts, thus widening the number of options available and creating competitive advantages for you. Before you begin your research, write down your questions and concerns. That way, you’ll be sure to zero in on only the accounts that match up with your needs.
When you open a new account, you generally will need personal identification and other information on hand. A driver's license or state-issued identification card, date of birth, Social Security number, address of residence and mailing, as well as information for other accounts, such as a checking account number, are all examples of some of the personal information you may be required to provide when you open a savings account.
It’s easy to open an account at Ally Bank. With an Ally Bank Online Savings Account, you get rates that are consistently among the most competitive in the country. We don’t charge monthly maintenance fees and you can open and fund your account with any amount. You also have access to excellent customer service and our easy-to-use website. Learn more at Allybank.com or call live, 24/7 customer care at 877-247-ALLY (2559) to get started today.