It's true that not all money market accounts are created equal, so it's important to look beyond what seems like a great money market account rate to see if what you're getting is actually worth your time.

Sometimes banks offer "teaser rates" or "introductory rates" on their money market accounts in order to attract customers. But those high rates don’t last long before going down to something much less appealing. Other banks may also require large opening deposits. Meanwhile, you are left trying to chase down the best rates, moving money from bank to bank.

There is smarter alternative. With an Ally Bank Money Market Account, your money earns a variable rate that's consistently among the most competitive in the country according to Bankrate.com, and you can open and fund your account with any amount. You get free standard checks and a debit card for convenient access to your money. You can also use any Allpoint no-fee ATM—plus receive up to $10 reimbursement for fees charged at other ATMs nationwide each statement cycle.

If that sounds better than chasing introductory money market account rates, visit Allybank.com or call live, 24/7 customer care at 877-247-ALLY (2559).

Ally Bank, member FDIC

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