Getting the very best interest rate you can find is an intuitive, responsible way to make decisions about your money—whether you're looking at current savings, certificate of deposit (CD) and money market rates, or even interest-bearing checking. Fortunately, it is easy nowadays to find rates from a dozen or more banks with a few clicks of the mouse. But after you compare current rates, you should compare other features, too.

Other factors beyond current savings, CD or money market rates to consider include:

  • Minimum deposit requirements. Some banks charge a fee for going below a certain minimum balance.
  • Access to your money. Be sure the bank you choose makes it easy to access your funds with transfers, checks, debit cards and ATMs.
  • Maintenance fees. Take a look to see if the bank you’re considering has a monthly or yearly account maintenance fee.

At Ally Bank, we believe in a straightforward approach to banking. You can open and fund an account with any amount and we don’t charge monthly maintenance fees. Our rates are among the most competitive in the country, according to, and we compound interest daily to maximize your return. Find out more at or call live, 24/7 customer care at 877-247-ALLY (2559).

Ally Bank, member FDIC

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