Financial planners often recommend money market accounts for emergency funds or as places to save for larger fixed expenses like annual insurance bills. When you're putting money aside for an emergency fund, you want the security of knowing every dollar you put into the account will be there when you need it. Because your funds in money market accounts are FDIC-insured by the Federal Deposit Insurance Corporation at FDIC-member banks such as Ally Bank, you can have that peace of mind. Several other low-risk investing options—such as money-market mutual funds—do not enjoy this added level of security.

To find out more about FDIC insurance and what it means for your bank accounts, visit the FDIC website. Understanding how this insurance works will help you make informed decisions about where to keep your money.

With an Ally Bank Money Market Account, your money is insured by the FDIC up to the maximum amount allowed by law. Plus, you earn a variable rate that's consistently among the most competitive in the country according to Bankrate.com, and you can open and fund your account with any amount. You can use any Allpoint no-fee ATM—plus receive up to $10 reimbursement for fees charged at other ATMs nationwide each statement cycle. You also get free standard checks and a debit card for convenient access to your money.

Learn more at Allybank.com or call live, 24/7 customer care at 877-247-ALLY (2559).

Ally Bank, member FDIC

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