It's easy to get dazzled by a big number—especially when it's tied to a bank account. When money market accounts first started to become popular savings options a couple of decades ago, inflation and other factors meant they offered eye-catching rates of return higher than can be found in these accounts today. In the current economic environment, it can seem like money market high yields have gone the way of $1-a-gallon gas. But the financial planners and other experts we've talked to insist that today's money market yields need to be considered alongside their benefits.

Right now, rates are low by historical standards, but you're still preserving your principal. With the right account, you're still getting a decent rate of return to help protect you against inflation. If you're looking for a safe savings option providing a solid rate of return in today's uncertain financial environment, look for a money market account that pays a competitive rate while not encumbering you with excessive fees or minimum balance requirements that lock up too much of your money.

With an Ally Bank Money Market Account, you earn a variable rate that's consistently among the most competitive in the country according to, MyBankTracker, RateCatcher and others, and you can open and fund your account with any amount. You can use any Allpoint no-fee ATM—plus receive up to $10 reimbursement for fees charged at other ATMs nationwide each statement cycle. You also get free standard checks and a debit card for convenient access to your money.

Learn more at or call live, 24/7 customer service at 877-247-ALLY (2559).

Ally Bank, member FDIC

View Money Market Rates