Most of us have enough things to worry about without having to keep a constant eye on our savings account interest rates. Yet with the volatility of the stock and financial markets, making sure you're getting the best possible return on the money you have in a secure option—a saving account, for instance—is as important as it's ever been.

Many personal finance guides as well as a number of professional planners recommend online banks like Ally Bank. Online banks don’t have the overhead of maintaining traditional branches, so they can pass that savings on to you in the form of great rates. Websites such as RateCatcher.com and Bankrate.com make it easy to compare the rates and products of several different banks side by side.

Rates are important, but make sure you compare the other terms and conditions of any account you're considering, too. You want to avoid fees, which can cut into your real returns, and make sure that eye-catching interest rate isn't a "teaser" rate that will disappear after a few months. Choose a bank that has established a track record for providing solid savings account interest rates and great customer service.

The Ally Bank Online Savings Account and Money Market Account have variable Annual Percentage Yields (APYs) with long-term averages generally higher than the national average. Moreover, we don't charge monthly maintenance fees and your deposits come with the security of being insured by the Federal Deposit Insurance Corporation (FDIC) up to the maximum amount allowed by law. You can open and fund an account with any amount.

Ally Bank is committed to making saving as easy, secure and rewarding as it can be. Learn more at Allybank.com or call live, 24/7 customer support at 877-247-ALLY (2559) today.

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