Even though online banking is commonplace in today's world, you may not realize all the measures banks take to ensure secure online banking for their customers. Although many banks have their own technology and online banking guarantees, there are several measures that virtually every bank takes to ensure that their customers have a safe, secure online banking experience. They include:
- Anti-virus protection. By using up-to-date anti-virus protection, banks can help detect viruses and prevent them from spreading.
- Firewalls. By helping banks block unauthorized access to individuals or networks, firewalls help create a more secure online banking environment.
- Secure Socket Layer (SSL) encryption. This creates a secure connection with your browser when you log in, fill out an application, register for services and more. And although the technology is sophisticated, it's easy to make sure that SSL encryption is active on the page you're using. Just look for the lock symbol at the lower right-hand side of the page or look for "https://" at the beginning of the page's URL/web address.
- Cookies. By placing a cookie (a piece of text stored on a user's computer by their web browser) on your computer after your initial login, banks can then recognize or authenticate your computer when you login to your account again. If you use a new computer to login to your account—or you erase your cookies—you will be required to enter additional information at the time of your next login.
In addition to these common practices, at Ally Bank we've also instituted several proprietary methods to help ensure a secure online banking experience, plus we'll automatically log you out of your secure session after a period of inactivity and monitor activities for potential fraud—and it's all backed by our Online Banking Security Guarantee for added peace of mind.
At Ally Bank, we want you to be safe and secure when you bank with us online. To learn more about all of our practices and products, go to Allybank.com or call live, 24/7 customer care at 877-247-ALLY (2559) today.