To protect your nest egg at any stage of your life, you want to make certain your assets are represented in a rich, diverse collection of financial vehicles. And the older you get, the more sense it makes to consider a healthy proportion of low-risk, interest bearing accounts like an online savings account or certificates of deposit (CDs), which help you maintain your wealth. The Ally Bank line of CDs is a great way to earn a competitive interest rate while enjoying the peace of mind that comes with your deposits being FDIC-insured. Moreover, we can show you how to maximize your FDIC coverage.

How often you rebalance your entire retirement nest egg—including all your reserves and cash assets—depends on your own unique goals and circumstances. Your financial planning professional can be a great source for insight on the topic, but always make sure he or she supports recommendations with solid reasoning. If you feel pressured into a certain product, it may be because the person selling it stands to benefit more than you do.

In addition, it's important to optimize the cash you have available. That means making sure you can take care of day-to-day needs without giving up the opportunity to earn interest whenever possible. Ally Bank has interest rates that are consistently among the most competitive in the country, and we're committed to doing right by you and your money. Explore the Ally Bank range of choices today. We'll help you protect the financial security you've worked so hard to build. Explore all of your savings options by visiting Allybank.com or call live, 24/7 customer care at 877-247-ALLY (2559) today.

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