Retirement

5 Simple Steps to Kick off Your Retirement Plan

Take on retirement planning with our five-week retirement challenge: Everything you need to get started on your retirement savings journey is right here. In five weeks (or faster, if you want to knock them all out at once), you may be well on your way to a more robust retirement plan that could help you […]

Retirement

Should I Max out My 401(k)?

Do you have a mental list of all the things you’re doing to reach your retirement goals? Making and sticking to a budget? ✓ Investing strategically to manage risk and returns? ✓ Maxing out your 401(k) contributions? Well … maybe not. A maxed out 401(k) is one more step you can take that may help […]

Retirement

IRA vs. 401(k): How to Make the Most of Your Retirement Savings

It’s easy to see why saving for retirement is essential. But what’s not always so simple is understanding how best to use different savings options to your advantage. That’s where retirement-specific investment accounts like 401(k)s and individual retirement accounts (IRAs) come in. What’s the difference between IRAs and 401(k)s? Both IRAs and 401(k)s offer tax […]

Retirement

Roth IRA Conversions: How They Work & What You Should Know

As you move through different seasons of life, it’s a good idea to periodically reevaluate your retirement investment strategy and look for opportunities to make the most of your dollars — both now and in the future. One strategy that could be worth exploring? A Roth IRA (Individual Retirement Account) conversion. What is a Roth […]

Retirement

IRA Contribution Limits for 2020 and 2021

When you first start saving for retirement, you might feel intimidated by all the options out there. And sure, it can be tough to wrap your head around working toward such a long-term goal. But take heart: Progress is really about the baby steps and how consistent you are about your savings. Of course, one […]

Retirement

Retirement Wealth Gaps: From Wages to Wealth to Retirement Savings

Saving money for retirement is an important way to “pay” your future self. And given aging is a reality for us all, our future self needs our investments more than our current self. But that fact doesn’t make it an easy feat to accomplish. For many Americans, growing a retirement fund can feel like an […]

Retirement

Roll Over Your 401(k) With These 3 Steps

You might know it as the task that’s been on your to-do list for … well, way too long. Whatever the case may be, rolling over a 401(k) account is an important part of the retirement planning process. Rolling over your 401(k) can help you gain greater control over your funds and keep your retirement […]

Retirement

Saving for a Future of Freedom: 4 Ways to Fund Your IRA

That adventurous future you’ve imagined — you know, building a second home, exploring a new continent or hiking the Grand Canyon — is going to cost money (and possibly more than you might think). Opening an Individual Retirement Account (IRA) is a great way to help you save up for a comfortable retirement and all […]

Retirement

7 Steps to Check up on Your Retirement Accounts

When it comes to saving for retirement, taking a “set it and forget it” mindset isn’t necessarily a bad thing. In fact, putting your contributions on autopilot means you can consistently save without giving it a second thought. But that doesn’t mean you shouldn’t give your retirement accounts a little TLC on occasion. About once […]

Retirement

10 Minutes to Kickstart Your Retirement Savings Plan

We get it: Planning and saving for retirement can sound like … a lot of work. But we want to change that. Because today, you have the power to start creating a future you can be truly excited about. No matter what you dream of, whether it’s retiring early and traveling the world, climbing the […]

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