Credit

What is a FICO score?

When you became an adult, did you have any idea that one three-digit number — your credit score — matters a lot? The truth is that if you want to borrow money to buy a house or car, a credit score can affect your ability to get a loan or a good interest rate. So, […]

Credit

How to Build and Maintain a Good Credit Score

Your credit score is a three-digit number that shows how well you handle and pay back debt. Paying back debt includes things like mortgage payments, small personal loans, car payments and credit card payments. It’s one of the most important numbers a lender will want to know if you apply to borrow money. In order […]

Credit

What is a Good Credit Score?

Have you ever wondered, “What’s a good credit score?” It’s a normal question, especially if you’re thinking about buying a house, car or getting approved for a credit card. Before we get started, let’s go over what a “credit score” is. Your credit score is a three-digit number that shows, among other things, how you […]

Estate Planning

Estate planning checklist: 9 steps to prepare

Is an estate plan right for you and your family? It’s a great question and possibly one of the most important questions you can ask. That’s because an estate plan outlines your wishes, usually allowing your assets and debts to be easily settled for your family in the event of your death. An estate plan […]

Budget

How to Talk Finances With Your Fiancé Without Freaking Out

If you’re recently engaged, you probably have a lot on your to-do list. And with a wedding to plan, invites to send, flowers to order, cakes to test and so much more, finances may be the furthest thing from your mind. But if you and your spouse-to-be haven’t had the money talk yet, it’s time […]

Saving

How to Know if You’re Saving Too Much

Saving is one of the best money habits we can learn. It’s essential for meeting our financial goals. A lot of us got serious about building up our rainy-day fund over the past few years after the shock of the pandemic. Now, with inflation on the rise, saving has become a bit more challenging and […]

Finance Basics

4 Tips to Improve Your Financial Health

For much of the country, basic financial education has long been absent from the classroom (though that is changing). As a result, half of us don’t feel confident about our personal finance knowledge, or as I call it “money knowledge.” While it can feel discouraging, you have the power to change this! The key is […]

Estate Planning

Why Getting a Mortgage May Mean It’s Time to Consider Life Insurance

Becoming a homeowner is a big step that comes with many new costs and financial responsibilities. In addition to your monthly mortgage payment, you’re now on the hook for home repairs and maintenance. And while this change may feel overwhelming, it’s a great time (while your finances are top of mind) to think about another […]

Saving

Pencil in Savings: Your Calendar Can Help You Shave off Costs From Big Purchases

Finding ways to save on purchases isn’t just any bargain hunter’s dream, it can also play a role in your financial health. With inflation increasing the costs of many items worldwide, taking advantage of savings is more important than ever. The good news is there’s no shortage of opportunities to shave a few bucks off […]

Estate Planning

10 Things You Never Knew About Life Insurance

Life insurance might not sound like the most exciting topic, but it’s an important one. Life insurance is valuable protection for your family. Its important to understand the ins and outs of this important coverage and what it can do to help provide security for your family today and for the years ahead. However, many […]

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