Have a Holly, Jolly Budget: A Guide to Saving for the Holidays

While it might feel premature when stores start hauling out holiday decorations in the middle of August, it’s never too early to create a budget and savings plan for the winter shopping season. The average American spends almost $850 on gifts during the holiday season, with millennials spending the most ($1,034). Once you factor in […]

Finance Basics

Bad Money Habits: Stop Overspending on Subscriptions

Bad habits. We all have them. And while some are relatively harmless (biting your nails, snapping your gum), others aren’t so benign. For instance, if you’re in the habit of setting and forgetting subscription services (like video and music streaming, weekly meal kits, or endless others), your habit can lead to serious consequences. That’s why […]

Finance Basics

Sprints or Marathons: How Do You Run Your Money?

When it comes to managing personal finances, we generally see two types of people: those who treat money like a sprint and those who treat it like a marathon. The sprint mentality encourages you to focus on one financial goal at a time — it’s especially trendy now, as we see more articles like “How […]


How to Start Saving for Your Dream Home

Even if you’re a “live in the moment” type of person, you’ve probably given some thought to what you want to accomplish in the future and how you’re going to pay for it. Whether you’re building out a one, five, or 10-year plan to guide you through the next decade, there’s a chance that buying […]

Finance Basics

Make the Most of Your FDIC Insurance Coverage

Insuring your home, health , and cars just makes sense. You want to protect what’s important to you (or what’s expensive to replace). So why would you not protect your money, too? That’s where the Federal Deposit Insurance Corporation (FDIC) comes in. The FDIC was created in 1933 during the Great Depression as a way […]

Finance Basics

Find Financial Well-Being Through Hygge

Have you heard of hygge? It’s a Danish concept (derived from the Old Norse term for “comfort”) of coziness and contentment that grew majorly popular in the U.S. back in 2016. The Danes practice implementing hygge (pronounced hoo-gah) in multiple facets of their lives. (Maybe that’s why they’re known as one of the happiest countries […]

Finance Basics

Financial Literacy Is for Everyone: Start Here

That due date on your credit-card bill? You know you should submit your payment before it, but you rarely do. And you’ve heard from your parents, your best friend, and the financial pro you saw on a television program that creating a budget would help you better manage your money. Yet you tend to have […]


The End of the Overspend: How to Create a Budget and Stick to It

College diploma? Check. Official job and title? Check. Regular income? Check. Now that you’ve got a steady stream of paychecks, your next question is: What to do with the cash? New furniture for your new digs, a work-appropriate wardrobe, weekly fancy dinners out, or even a trek across Europe (once you accrue those vacation days, […]

Finance Basics

Listen Up! 14 Financial Podcasts You Need to Listen to Now

Podcasts are all the rage these days, especially with millennials and Gen Z. They’re a go-to source for news and entertainment — but they can also be a great form of financial education. We’re guessing your podcast queue is already quite full, but if you can, you might consider finding room to squeeze in one […]


Savings 101: How to Save Money

Ah, financial freedom. Who doesn’t like the sound of that? But start thinking about what that takes, and you might be tempted to bury your head under the covers and hit snooze (again). But it doesn’t have to be that way. Financial freedom is simply the ability to make your own decisions about where your […]

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