Budget

How to Budget Your Way – Without Doing Anything You Hate

Budgeting is like counting calories. It’s good for you but no one enjoys doing it. As a result, very few people do either! What if I told you there were a lot of different ways to budget and it just takes time to figure out what works for you? It’s not always about saving every […]

Finance Basics

Have Fun with Finances: Level-Up Your Finances Using Gamification

Do you like to feel like a winner? Do you enjoy that moment when you come to realize your own awesomeness? It’s when you can’t help but throw your arms up over your head and bask in your own glorious achievement. It’s a pretty amazing, universal feeling – but we don’t have a word for […]

Saving

Divide and Conquer Shared Expenses – How to Make a Household Budget

When you move in together, chances are you could be sharing much more than a roof. Whether you’re living with friends or a significant other, having to divide and conquer shared household expenses can add stress to any living situation. Creating and maintaining a household budget is one way to help keep everyone under your […]

Saving

3 Goal-Based Savings Accounts You Need Right Now

Goal-based savings is one of the simplest ways to control your spending and maintain some financial security as you transition from college to career. Imagine swiping your card for those $200 designer shoes you’ve been stalking online and knowing you have the money to pay it off immediately. (Talk about guilt-free spending.) That’s what goal-based […]

Finance Basics

4 Questions to Ask Yourself Before Buying from Companies that Donate to Charity

It’s becoming more and more popular for companies to offer products that include a charitable contribution with each purchase. When you can get your caffeine fix and donate to a great cause simultaneously – why wouldn’t you? Choosing to purchase a charity-affiliated product can be an easy way to give back in your everyday life. […]

Finance Basics

Advice for Those Looking to Start a Side Business

Who is going to turn down happiness or money? Nobody we know. When approached the right way, a side business can be both financially and personally rewarding. The key to success is striking the right balance: between your “side” activity and your day job, between your extra income and tax guidelines, and ultimately, between taking […]

Credit

Four Ways to Create a Cash Stash – How to Start an Emergency Fund

April is Financial Literacy Month, a great time for you to learn more about establishing and maintaining good financial habits. It is an opportunity to evaluate your plans to reach your financial goals – and that means planning for emergency expenses, too. You’ll be ahead of the game if you plan for unexpected expenses well […]

Taxes

What to Do with Your Tax Refund: Spend or Save?

When you don’t procrastinate filing your taxes, now is when you get a tax refund for all that diligence. But what should someone do with this welcomed windfall? If there’s a light at the end of the tunnel during tax season, it’s definitely the refund. Here are four suggestions for how to spend or save. […]

Budget

Budget Smart: How to Stick To a Budget

Ringing in the New Year is now a distant memory. Winter is nearly over, another season awaits, and resolutions made in high spirits at the end of 2015 may have already fallen by the wayside. We’re here to help. There’s no need to give up just yet. It’s perfectly understandable if you started 2016 a […]

Finance Basics

5 Reasons Why You Need a Financial Planner

Everyone could use a little advice now and then. When it comes to your money, it would be especially nice to have an expert coach guiding you through tough decisions and protecting your wealth. Working with a financial planner can be a great way to optimize your financial potential. But whether or not you choose […]