Finance Basics

Financial Advice from the Founding Fathers

More than 240 years after they signed the Declaration of Independence, America’s founding fathers continue to teach us about life, liberty and … finance? That’s right. It turns out that some of today’s wisest financial advice continues to come from those who laid the groundwork for our great nation. Here’s what America’s founding fathers have […]

Finance Basics

Your Net Worth: A Snapshot of Your Personal Finance Health

You might think that net worth applies only to billionaires on the Forbes 400 list. But even if you don’t have the wealth of a Bezos, a Beyoncé, or a Buffet, net worth is an important financial measurement to know. And calculating yours can help you get a better sense of your overall financial health. […]

Budget

How to Make a Big Impact in the Community Without Writing a Big Check

It’s a terrible feeling when you grab your wallet in hopes to donate to the bell-ringing Salvation Army Santa at your local grocery store or to the food pantry collection box at work only to realize you don’t have the extra cash to drop in. When it comes to charitable donations, it can be disheartening […]

Finance Basics

FDIC vs. SIPC: Protecting Your Money

Navigating and truly understanding the world of finance can be challenging. Aside from deciding where to put your money, there’s the added puzzle of trying to decode what all those darn acronyms mean. From IRA and ETF to APR versus APY and the NYSE (if you’re not familiar, that’s the New York Stock Exchange), it’s […]

Finance Basics

Your Three-Minute Guide to Simple Interest

With many things in life — your favorite recipes, your morning routine — it pays to keep things, well … simple. That’s especially true when it comes to borrowing money or saving it. Simple interest is a term you might’ve heard before, but you might not fully understand how it works. Not to mention how […]

Finance Basics

6 Questions to Help You Actually Have ‘The Money Talk’ Without Freaking Out

In the beginning of a budding romance, finances can be the farthest thing from your mind. Before you take things to the next level (i.e. moving in together), it’s imperative to get on the same page about how the two of you will approach spending, saving, debt, and budgeting as a couple. And perhaps for […]

Taxes

What You Need to Know About Tax Withholdings

When tax season rolls around, you might bank on getting that big fat refund. In 2018, the average taxpayer who received a refund netted a cool $2,899, according to the IRS. You’re pumped about getting a nice chunk of change from the tax man—but what if you didn’t have to wait until tax season to […]

Finance Basics

How to Prepare For (and Get Through) Unexpected Money Emergencies

The unexpected can cause a financial crisis in any household. And, unfortunately, they tend to come on quick. Cue a natural disaster, like a hurricane, or widespread economic downturn, like the market crash in 2008, or a government shutdown. Even a sudden job loss or an illness—any of these could lead to a disruption in […]

Saving

When It Comes to Your Money, Are You Really a Saver?

Savers sock away money. Whether it’s for retirement, a child’s college education, or short-term financial goals, they live by the mantras “a penny saved is a penny earned” and “pay yourself first.” And they certainly know how powerful it is to start saving at a young age, thanks to the magic of compounding. But when […]

Finance Basics

Newlyweds’ Guide to Financially ‘Happily Ever After’

After months of planning (do you really need a double boiler on your registry?) to saying, “I do,” to writing thank you notes— finally— you’re able to slip into newlywed bliss. You can keep the lovey-dovey grin on your face. We know. You’re not naïve. Couples bicker. As Noah so eloquently told Allie in “The […]

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