How to Know if You’re Saving Too Much
Saving is one of the best money habits we can learn. It’s essential for meeting our financial goals. A lot of us got serious about building up our rainy-day fund over the past few years after the shock of the pandemic. Now, with inflation on the rise, saving has become a bit more challenging and […]
Life Insurance – The Missing Piece in Your Financial Plan
When you consider your financial plan, you probably think about savings, debts and investments. But if that’s where your list ends, a critical piece may be missing from your personal financial portfolio — life insurance. This important safeguard can be seen as an investment for your family. Just as you might go to college and […]
14 Ways to Make the Most of Your Tax Refund
Whether you file your taxes yourself, enlist the help of an online service or advisor, or forward your W2 to mom and dad for filing (no judgment here), your careful tax preparation could mean you’re hoping for a refund from the Internal Revenue Service (IRS). Naturally, earnings, deductions, and credits will vary across taxpayers, but […]
Finance Like I’m Five —Your Money FAQs Answered
When it comes to understanding complex financial topics, do you ever feel like you’re back in school and struggling to keep up with the lesson? You’re not alone, but financial concepts don’t have to be intimidating. Sometimes all you need is some stellar instruction from a qualified teacher to have your “a-ha!” moment. To help, […]
Fun Ways to Gamify Your Money Management
Whether you’re a seasoned investor or just learning about the stock market, the meme stock phenomenon has taken the investing world by storm. With a tremendous number of users flocking to trading apps, many of today’s investors want not just to make money by investing and improving their skills, but to have some fun, too. […]
2021 Expanded Child Tax Credit: Who Qualifies, Payment Schedule & More
What is it? Who qualifies? And how much will you continue to receive? 2021 Child Tax Credit Calculation Child Tax Credit Payments Impact of the Child Tax Credit Millions of parents in the U.S. have already benefited from the temporarily expanded advance Child Tax Credit payment through the American Rescue Plan Act of 2021. On […]
How to Make the Most of a Cash Windfall
“When I make it big” is the opening line of many financial daydreams. We’ve all spent time fantasizing about what we’d buy, where we’d go and what we’d do if we received a sudden windfall of extra cash. Of course, unexpected cash would be a welcome surprise but waiting on one is a far cry […]
Make All Your #SummerGoals Come True with Buckets
Summer vacation — or those oh-so-lovely days — doesn’t last forever. So why not create a bucket list of all your must-dos to ensure you can fit in everything you want to do (or close to it)? Your list might have just a few items, or it could be pages long. No matter what it […]
How to Have the Safe and Smart Getaway You Crave
If you can’t stop dreaming of lounging on secluded sandy beaches, visiting your newborn niece across the country or going on a culturally rich adventure, we hear you. More than one year into the pandemic era, you’re likely itching to leave your house and do what you couldn’t last summer: travel. But even as the […]
How to Use Tax-loss Harvesting to Lower Your Taxes
No one likes paying taxes. And no one is happy when an investment loses money. As an investor, you probably can’t avoid either one of these scenarios, but you can learn about tax-loss harvesting to help make the most of both. What is tax-loss harvesting? Tax-loss harvesting is a way to balance the gains in […]
