Budget

How to Budget Your Way – Without Doing Anything You Hate

Budgeting is like counting calories. It’s good for you but no one enjoys doing it. As a result, very few people do either! What if I told you there were a lot of different ways to budget and it just takes time to figure out what works for you? It’s not always about saving every […]

Finance Basics

Have Fun with Finances: Level-Up Your Finances Using Gamification

Do you like to feel like a winner? Do you enjoy that moment when you come to realize your own awesomeness? It’s when you can’t help but throw your arms up over your head and bask in your own glorious achievement. It’s a pretty amazing, universal feeling – but we don’t have a word for […]

Budget

Tips for Improving Your Credit Score

Whether you're just starting to build a credit history or you're working to improve your credit score, opening a savings account may help. That's because lenders see bank accounts as a sign of stability. Stability, in turn, helps them see you as a good credit risk, which helps make it easier for you to receive […]

Finance Basics

Keeping Your Personal Information Private

With the right Internet security measures, you can keep your financial details safe and your personal information private—whether you're paying a bill or shopping online. Visit the Ally Bank security page for helpful information on how to keep your account secure. Also, consider the following computer safety tips: Install anti-virus software. This is an easy […]

Budget

Track Spending and Eliminate Debt

In the past, the best way to balance a checkbook was by hand, recording daily spending habits to ensure accounts were not overdrawn. But with the growth of technology, tracking spending habits is now as easy as clicking a mouse or opening an app. Banking online is a great way to conveniently track spending, pay […]

Budget

Tips for Reducing Credit Card Debt

The key to reducing credit card debt is either to pay off your balances every month or—when you can’t do that—make higher-than-minimum payments without adding to your balance. Although this may seem like a challenge if your credit card debt is very high, a determined and disciplined approach will go a long way toward helping […]

Budget

Understanding Your Debt-to-Income Ratio

Your debt-to-income ratio compares the amount of money you earn to the amount of money you owe to your creditors. It's an important indicator of your financial health and whether you have control of your spending. To calculate your own debt-to-income ratio, tally up your predictable, recurring debts, your mortgage, car payment, insurance, etc. and […]

Saving

Divide and Conquer Shared Expenses – How to Make a Household Budget

When you move in together, chances are you could be sharing much more than a roof. Whether you’re living with friends or a significant other, having to divide and conquer shared household expenses can add stress to any living situation. Creating and maintaining a household budget is one way to help keep everyone under your […]

Saving

3 Goal-Based Savings Accounts You Need Right Now

Goal-based savings is one of the simplest ways to control your spending and maintain some financial security as you transition from college to career. Imagine swiping your card for those $200 designer shoes you’ve been stalking online and knowing you have the money to pay it off immediately. (Talk about guilt-free spending.) That’s what goal-based […]

Finance Basics

4 Questions to Ask Yourself Before Buying from Companies that Donate to Charity

It’s becoming more and more popular for companies to offer products that include a charitable contribution with each purchase. When you can get your caffeine fix and donate to a great cause simultaneously — why wouldn’t you? Choosing to purchase a charity-affiliated product can be an easy way to give back in your everyday life. […]