Finance Basics

Advice for Those Looking to Start a Side Business

Who is going to turn down happiness or money? Nobody we know. When approached the right way, a side business can be both financially and personally rewarding. The key to success is striking the right balance: between your “side” activity and your day job, between your extra income and tax guidelines, and ultimately, between taking […]


Four Ways to Create a Cash Stash – How to Start an Emergency Fund

April is Financial Literacy Month, a great time for you to learn more about establishing and maintaining good financial habits. It is an opportunity to evaluate your plans to reach your financial goals — and that means planning for emergency expenses, too. You’ll be ahead of the game if you plan for unexpected expenses well […]


What to Do with Your Tax Refund: Spend or Save?

When you don’t procrastinate filing your taxes, now is when you get a tax refund for all that diligence. But what should someone do with this welcomed windfall? If there’s a light at the end of the tunnel during tax season, it’s definitely the refund. Here are four suggestions for how to spend or save. […]


Budget Smart: How to Stick To a Budget

Ringing in the New Year is now a distant memory. Winter is nearly over, another season awaits, and resolutions made in high spirits at the end of 2015 may have already fallen by the wayside. We’re here to help. There’s no need to give up just yet. It’s perfectly understandable if you started 2016 a […]


A Taxing Season: Say No To Procrastination

To procrastinators, April 18th is a long way off. Yet every year tax season sneaks up on them. Thankfully, there’s still time left. There’s no need to wait until the last minute again. But even with one extra day for the leap year, February remains the shortest month. The panic of April 17th is quickly […]


Added Bonus: What to Do With a Bonus

If you’re still sitting on your holiday bonus, then here are a few ideas for how to spend and save wisely. You worked hard to get the bonus – so don’t spend it all at once. However, just because saving is prudent, it doesn’t mean that you can’t put some of it towards a little […]


How to Make New Year’s Financial Resolutions Work

Every January, many of us take stock of our lives. With the rest of the year in front of you, there’s no better time to reset with a resolution. Because we’d like to encourage you to make a financial New Year’s resolution, here’s a good place to start. Budget Look at your expenses and find […]


Balance Transfer Credit Cards: What You Need to Know

Zero. In many contexts, that sounds pretty great. Free stuff is what’s mostly associated with the number. That’s why it’s quite understandable that zero percent balance-transfer credit cards can seem so enticing. These offers allow you to move a balance from a credit card that charges interest to a card that doesn’t. Not a bad […]


How to Make a Budget in the New Year – 2016 Budget

December tends to fly by in a flurry of holiday shopping, festive meals, exotic travel and family gatherings. It’s when we like to pack things in. But as the final month of the year, it’s also the perfect time to get your finances in order and prepare for the calendar change. Here’s a checklist of […]


What Millennials Need to Know About Credit

Millennials are a generation with a reputation for their cultural and technological knowledge.  Unfortunately, many young people are more wary of credit cards than older generations.  They either misunderstand or are unaware of the benefits of using credit cards wisely. And when it comes to being savvy about credit cards, they could learn much from their […]