Budget

An Important Student Loan Management Tactic

It's hard to overstate the lifelong value of higher education, yet with today's high cost of college tuition, books, housing and more, many students and their families find themselves dealing with the challenge of student loan debt. What's more, when it's time to pay off student loans, recent college grads often face questions about other […]

Budget

Six Smart Ways to Help Stop Debt From Getting Out of Control

Having some debt, such as a mortgage or car and student loans, is to be expected. However, accumulating an unmanageable amount of debt—especially unsecured, high-interest debt—may cause undue stress and financial hardship. But the good news is that there are many ways you can help stop debt from becoming a problem by taking control of […]

Budget

How Do CDs Help With Debt Relief plans?

Part of any sound debt relief strategy is having an emergency fund—a place to put money to handle unexpected expenses without adding to your debt burden. Depending on your plans, you may want to have as much as three to six months’ living expenses in your emergency fund, but it may not be wise to […]

Finance Basics

FINRA BrokerCheck: Defend Against Investment Fraud and Abuse

Consumers frequently rely on online reviews to help them make decisions about where to spend their money. Homeowners have Angie’s List to research a variety of home-improvement professionals; vacationers can check hotel ratings, pictures and pricing on TripAdvisor; and Consumer Reports provides reviews and ratings on a variety of consumer products. The Financial Industry Regulatory […]

Finance Basics

Certificate of Deposit Account or Online Savings Account?

Although funds in both savings accounts and certificates of deposit (CDs) are usually FDIC-insured and benefit from compounded interest, there may be advantages to choosing one over the other. CDs may have higher interest rates.To begin with, bank CDs tend to pay higher interest rates than regular savings accounts—depending on the CD term. Ally Bank […]

Finance Basics

Compare Savings Accounts, CDs and Money Market Accounts

Most bank savings accounts earn interest and are insured by the Federal Deposit Insurance Corporation (FDIC) up to the maximum allowed by law. Still, accounts from different banks are far from the same. Here are the key things you should consider when you compare savings accounts, certificates of deposit or money market accounts from different […]

Finance Basics

Home Remodeling and Buying

Is owning a home right for you?Owning a home may be a common dream, but it's not for everyone. And whether you're contemplating buying your dream home, your first home or simply your next, your first step should be to figure out whether the cost of home buying—including taxes, insurance, home remodeling and maintenance—outweighs the […]

Budget

The Key to Debt Management

The goal of every debt management plan ought to be to eventually stop paying interest and start earning it instead. It may sound like an unreachable dream to some, but with some basic debt management techniques and a solid debt management plan, you can achieve it. The reason a lot of people have difficulty getting […]

Budget

Debt Management Basics

The goal of every debt management plan ought to be to eventually stop paying interest and start earning it instead. It may sound like an unreachable dream to some, but with some basic debt management techniques and a solid debt management plan, you can achieve it. The reason a lot of people have difficulty getting […]

Finance Basics

Planning to Purchase a New Home

Ready to achieve your dream of purchasing a new home? Before you decide how to save, you need to decide how much to save. Think about whether you want to pay cash for your home or get a mortgage loan, and if you're going to get a mortgage, decide how much of a down payment […]