Turn Budget Changes Into Investing Opportunities
This year has certainly had an impact on almost everyone’s daily lives and spending habits. In an unexpected fashion, many people are now thinking more critically about their money and prioritizing putting it toward the things that matter most — especially as certain areas of spending have slowed or stopped completely. For some, budgeted expenses […]
How to Make a Big Impact in the Community Without Writing a Big Check
It’s a terrible feeling when you grab your wallet in hopes to donate to the bell-ringing Salvation Army Santa at your local grocery store or to the food pantry collection box at work only to realize you don’t have the extra cash to drop in. When it comes to charitable donations, it can be disheartening […]
Eat Organic on a Budget – 5 Tips to Help You Start
Eating organic is often considered healthier, but if you have hesitated, thinking that it’s too expensive, think again. With a little bit of planning and strategy, you could get the best fuel for your body without breaking the bank. Here are five ways you can eat organic on any budget. Go Big Time Shop the […]
Tips for Improving Your Credit Score
Whether you’re just starting to build a credit history or you’re working to improve your credit score, opening a savings account may help. That’s because lenders see bank accounts as a sign of stability. Stability, in turn, helps them see you as a good credit risk, which helps make it easier for you to receive […]
Track Spending and Eliminate Debt
In the past, the best way to balance a checkbook was by hand, recording daily spending habits to ensure accounts were not overdrawn. But with the growth of technology, tracking spending habits is now as easy as clicking a mouse or opening an app. Banking online is a great way to conveniently track spending, pay […]
Added Bonus: What to Do With a Bonus
If you’re still sitting on your holiday bonus, then here are a few ideas for how to spend and save wisely. You worked hard to get the bonus – so don’t spend it all at once. However, just because saving is prudent, it doesn’t mean that you can’t put some of it towards a little […]
What’s Your Money Script?
What does money mean to you? When it comes to financial decisions, like saving money, we all have different money personalities that affect the way we handle finances. Whether you’re a saver or spender, there are underlying psychological reasons why some people prioritize saving while others don’t. Being a good saver is not a function […]
Take Your Retirement Budget on a Practice Run
If you’re nearing retirement, you’ve likely taken steps to prepare financially for the future. What you plan to do in retirement has a direct effect on your retirement budget. Anticipating your income and expenses in retirement actually comes years before you make the jump. Surprisingly, money isn’t the main consideration when planning your retirement budget. […]
10 Ways to Boost Your Financial Health in 2013
For many people, the new year is a time for new goals — especially ones involving money. For 2013, we came up with 10 things you can do to boost your savings and strengthen your finances. 1. Ladder Your CDs As Bankrate points out, CD rates are currently at record lows. But you can increase […]
Ally Asks: What Would You Do With $10,000?
What someone does with a sudden windfall can say a lot about that person and their financial priorities. We asked over 1,000 Americans what they’d do with $10,000 if they received the money tomorrow. Saving was the most popular option. But working adults and young people have other plans for the cash — namely paying […]
