Budget

How to Make a Budget in the New Year – 2016 Budget

December tends to fly by in a flurry of holiday shopping, festive meals, exotic travel and family gatherings. It’s when we like to pack things in. But as the final month of the year, it’s also the perfect time to get your finances in order and prepare for the calendar change. Here’s a checklist of […]

Budget

Six Smart Ways to Help Stop Debt From Getting Out of Control

Having some debt, such as a mortgage or car and student loans, is to be expected. However, accumulating an unmanageable amount of debt—especially unsecured, high-interest debt—may cause undue stress and financial hardship. But the good news is that there are many ways you can help stop debt from becoming a problem by taking control of […]

Budget

How Do CDs Help With Debt Relief plans?

Part of any sound debt relief strategy is having an emergency fund—a place to put money to handle unexpected expenses without adding to your debt burden. Depending on your plans, you may want to have as much as three to six months’ living expenses in your emergency fund, but it may not be wise to […]

Budget

An Important Student Loan Management Tactic

It's hard to overstate the lifelong value of higher education, yet with today's high cost of college tuition, books, housing and more, many students and their families find themselves dealing with the challenge of student loan debt. What's more, when it's time to pay off student loans, recent college grads often face questions about other […]

Budget

Make a Savings Account Your Emergency Fund

A savings account can be more than just a place to park your money until you need it. It actually can be the foundation of your overall debt management plan. And if you've decided to get out of debt altogether, a savings account can even help you reach your goal. For starters, you can sign […]

Budget

The Key to Debt Management

The goal of every debt management plan ought to be to eventually stop paying interest and start earning it instead. It may sound like an unreachable dream to some, but with some basic debt management techniques and a solid debt management plan, you can achieve it. The reason a lot of people have difficulty getting […]

Budget

Debt Management Basics

The goal of every debt management plan ought to be to eventually stop paying interest and start earning it instead. It may sound like an unreachable dream to some, but with some basic debt management techniques and a solid debt management plan, you can achieve it. The reason a lot of people have difficulty getting […]

Budget

What’s Your Money Script?

What does money mean to you? When it comes to financial decisions, like saving money, we all have different money personalities that affect the way we handle finances. Whether you’re a saver or spender, there are underlying psychological reasons why some people prioritize saving while others don’t. Being a good saver is not a function […]

Budget

Want To Live Longer? Give Some Money Away

Charitable donations surge toward the end of the year, for a couple of reasons: People want to get the tax write-off, and the holidays make us feel all warm and giving. The first reason isn’t relevant to those who don’t itemize. But plenty of us give to causes even if we won’t realize a tax […]

Budget

Tuesday, July 29th – Live TweetChat: Proud Moments: Accomplishing Sophisticated Financial Goals

What makes a successful saver? Financial experts often point to a mix of dedication and discipline, creating the ultimate saver. We believe Ally Bank followers are expert savers and we want to know, what has your motivation and dedication to saving helped you earn? How are you utilizing your savings and what advice can you […]