Credit

Yay or Nay: Using Your Credit Card to Pay Bills for Rewards

Paying your bills with your credit card may seem like a quick and easy way to rack up a boatload of points or cash back towards your next getaway (a cruise, perhaps?). But using a credit card for monthly bills could also put you on the road to accumulating a mountain of interest charges. So […]

Credit

How to Use Your Bank Account to Help Raise Your Credit Score

A credit score is a simple yet powerful three-digit number. Don’t fret if your credit score currently needs a facelift because I can help you. How? Your bank accounts can be one of many tools that play a supporting role in boosting your credit health. Regular banking activity like making deposits and putting money into […]

Credit

Credit 101: What Is Credit And How Does It Work?

According to a NerdWallet survey conducted by Harris Poll, most Americans don’t understand how common actions can affect their credit scores. This can have a seriously negative impact on their financial situation. Here are a few tips on building your credit — a smart money habit. Building (and maintaining) a solid credit background can strengthen […]

Credit

Four Ways to Create a Cash Stash – How to Start an Emergency Fund

April is Financial Literacy Month, a great time for you to learn more about establishing and maintaining good financial habits. It is an opportunity to evaluate your plans to reach your financial goals — and that means planning for emergency expenses, too. You’ll be ahead of the game if you plan for unexpected expenses well […]

Credit

Balance Transfer Credit Cards: What You Need to Know

Zero. In many contexts, that sounds pretty great. Free stuff is what’s mostly associated with the number. That’s why it’s quite understandable that zero percent balance-transfer credit cards can seem so enticing. These offers allow you to move a balance from a credit card that charges interest to a card that doesn’t. Not a bad […]

Credit

What Millennials Need to Know About Credit

Millennials are a generation with a reputation for their cultural and technological knowledge.  Unfortunately, many young people are more wary of credit cards than older generations.  They either misunderstand or are unaware of the benefits of using credit cards wisely. And when it comes to being savvy about credit cards, they could learn much from their […]

Credit

Teaching Your Kids How to Build Good Credit

Your credit score can open doors — if it’s strong. If it’s not, it can slam those doors shut. But no one is born with great credit. Like most things worthwhile, it’s built and maintained over time. If your child is heading off to college, send them into the world with the knowledge they need […]

Credit

Understanding How Your Credit Can Affect Buying a Car

When you’re thinking about buying a new car, there’s more to consider than just what make and model you want to purchase. Along with making sure your car has a high safety rating and a large enough trunk to fit groceries, a stroller and soccer equipment, you’ll also want to be sure that your credit […]

Credit

Understanding Your Credit Score Can Change Your Life

  March is Credit Education Month, and while the topic may not seem exciting, your credit plays a huge role in your life, especially when it comes to buying a new car. That’s why it’s important to know how to keep it in the best shape possible. What Is Credit? Credit is the right to […]

Credit

Credit Scores: What Goes Into Them and What Affects Them

Your credit score plays an important role when financing a vehicle. Once you’ve found the right car or truck, your credit score helps determine first if you’re qualified for an auto financing contract, and second, the finance rate associated with the credit. It’s a powerful number and according to Bankrate.com, it pays to maintain a […]