Can Online Subscription Services Help You Save Time and Money? Here’s Our Take

These days, make a few clicks online, and a purchase ends up on your doorstep or on your device. With just a couple more clicks, you can have repeat buys automatically delivered on a regular basis via a subscription service. Whether you’re looking for the everyday basics or something to spice up your life, there’s […]


Be a Master Negotiator: 10 Things You Can Negotiate for and How to Do It

You might already know you can negotiate your salary, the price of a car, or the cost of a house. But did you realize you can incorporate that negotiating mindset into many other purchases? Whether you’re a natural bargainer or feel intimidated by initiating a negotiation, with a little planning and understanding, you can work […]


Financially Smart, Last-Minute Gift Ideas for Everyone on Your List

Sometimes, the holidays have a way of sneaking up on you. Before you know it, you’re wracking your brain for last-minute gift ideas — and all you can come up with is a gift card, an envelope of cash, or the infamous IOU. This year skip the gift certificates, cards, and cash, and get creative […]


Shop Smart and Save: Time Your Big Purchases Right With This Calendar

It’s no secret that certain days each year are prime for shopping — ahem, Amazon Prime day, for one. You’ve probably even held off on a purchase before so you could snag it at a discount with a Cyber Monday deal or a Labor Day blowout sale. But while specific days like those make it […]


Smart and Stress-Free Holiday Décor Ideas

Holiday cheer is sure to be in high demand this year … but not the kind that puts lots of pressure on your wallet. When it comes to decking the halls, festive, frugal, and fun is the name of the game. Whether you’re into DIY decorations, handmade holiday décor, or creative winter ideas, a little […]


6 Easy Ways to Find the Best Deals Online

We know it’s tough to resist a good sale. What’s even tougher? Seeing something you already bought … for a better price somewhere else. This winter shopping season, we’re going to help you stay within your holiday budget and avoid the disappointment of a missing out on a good (sale) opportunity. Instead of choosing to […]


5 Steps to a Holiday Budget You Can Stick With

Crisp morning air, warm pumpkin spiced lattes, and ads for holiday deals playing on TV — fall is here, which means now is a great time to start planning your expenses for the upcoming months of winter festivities. By mapping out your budget ahead of time, you can keep your spending in check as spooky […]


Seeing Is Believing: Use These 7 Visualization Techniques to Help Grow Your Savings

Studies have shown how athletes use visualization to push their bodies and break records. And picturing themselves doing something has also helped people recovering from strokes regain movement in their limbs. The mind-body connection is a very powerful tool. Writing out your budget and savings goals each month may feel like a chore, but visualizing […]


How to Save for Multiple Goals

Saving money can be as easy to avoid as scheduling your next dentist appointment. It’s something that might not have any effect in the moment, but when you start to have a painful toothache (or you need to make a down payment on a car), you’ll want it immediately. Your life is filled with dreams, […]


401(k) Withdrawals: What to Know Before Making One

It takes times, patience, and consistency to build retirement savings. As you regularly contribute and invest for years (even decades!), you gradually build wealth intended for those golden years. But sometimes, the reality of life right now may stop you in your tracks — and the money you’ve been stashing away for the future can […]

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