How to Make the Most of a Cash Windfall
“When I make it big” is the opening line of many financial daydreams. We’ve all spent time fantasizing about what we’d buy, where we’d go and what we’d do if we received a sudden windfall of extra cash. Of course, unexpected cash would be a welcome surprise but waiting on one is a far cry […]
Savings by Age: How Much to Save in Your 20s, 30s, 40s, and Beyond
No matter what stage of life you’re in, one thing will always remain the same: You’re never too young — or too old — to save money. Using your age can be a helpful way to calculate your potential savings and estimate how much money you should save for various life events. Just remember: Don’t […]
Make All Your #SummerGoals Come True with Buckets
Summer vacation — or those oh-so-lovely days — doesn’t last forever. So why not create a bucket list of all your must-dos to ensure you can fit in everything you want to do (or close to it)? Your list might have just a few items, or it could be pages long. No matter what it […]
How to Have the Safe and Smart Getaway You Crave
If you can’t stop dreaming of lounging on secluded sandy beaches, visiting your newborn niece across the country or going on a culturally rich adventure, we hear you. More than one year into the pandemic era, you’re likely itching to leave your house and do what you couldn’t last summer: travel. But even as the […]
How to Tackle Multiple Financial Goals at Once
More money goals, more problems — or at least that’s how it can feel when you’re trying to do all the right things financially at the same time. Shifting your attention from one thing to another can be exhausting and even slow your progress towards achieving your goals. But it is possible to multitask when […]
What a Global Pandemic Taught Us About Saving Money
It’s hard to say if it feels like 2020 was 10 years ago or just 10 days. For many, it’s been simultaneously the longest and the shortest year on memory — and with it has come both tough times and impactful lessons. Because along with all the banana bread baking, TikTok dancing, and Zoom partying, […]
6 Steps To Getting Your Family Finances On Track
When it comes to managing household finances, making it a family affair can offer two meaningful benefits: instilling solid money habits early for your little ones and helping everyone in the family understand not only what you might be saving for but why as well. In a new survey of Ally customers, we found less […]
The Amount You Actually Need in Your Emergency Fund
When it comes to emergency funds, one size does not fit all. The amount you’ll want to save will vary from other people and depends on factors like your income, monthly costs, and if you have any dependents. So, how much do you need in your emergency fund? The general rule of thumb is to […]
Can Online Subscription Services Help You Save Time and Money? Here’s Our Take
These days, make a few clicks online, and a purchase ends up on your doorstep or on your device. With just a couple more clicks, you can have repeat buys automatically delivered on a regular basis via a subscription service. Whether you’re looking for the everyday basics or something to spice up your life, there’s […]
Be a Master Negotiator: 10 Things You Can Negotiate for and How to Do It
You might already know you can negotiate your salary, the price of a car, or the cost of a house. But did you realize you can incorporate that negotiating mindset into many other purchases? Whether you’re a natural bargainer or feel intimidated by initiating a negotiation, with a little planning and understanding, you can work […]
