Savings 101: Don’t Hit Snooze on Learning How to Save
Ah, financial freedom. Who doesn’t like the sound of that? But start thinking about what that takes, and you might be tempted to bury your head under the covers and hit snooze (again). But it doesn’t have to be that way. Although the details of each individual’s finances are different, one thing’s for certain: nearly […]
The 50/30/20 Plan: Budgeting You Can Actually Stick With
Budgeting is like exercise: we all understand its importance. But exercising consistently can be a struggle. And, like popular fitness programs like SoulCycle or Vinyasa Yoga, budgeting can also seem intimidating and complicated. But it doesn’t have to be. Beginners often jump right into the deep end, but it’s better to start with a more […]
Savings by Age 40: Know the Targets, Achieve Your Goals
Your 40s might just be the most exciting — but also the most expensive — decade of your life. For many, these years are marked by growing families, promotions at work, perhaps a new house (and accompanying mortgage), and bills (internet, car payment, medical expenses, etc). And in the midst of this whirlwind of a […]
Savings by Age: How Much to Save in Your 20s, 30s, 40s, and Beyond
As you navigate through life, it’s likely your goals will change and evolve, both personally and financially. But no matter what stage of life you’re in, one thing will always remain the same: You’re never too young — or too old — to save money. You won’t find any hard and fast rules regarding exactly […]
Holiday Hangover: How to Detox Your Spending in the New Year
The ball has dropped, the New Year’s Eve confetti has been cleaned up, and now it’s time to face the repercussions of the holiday season. Your spending may have started as a little bit here for an office gift, a little bit there for a holiday party outfit, and finally, a splurge on a celebratory […]
Best Ways to Save: How Much You Need for Your Kids’ Extracurricular Activities
From the moment your kids were born, you’ve skimped, saved, and sacrificed to provide as much as possible, even focusing on saving for their college education or teaching them to be mindful of their own money management. But childrearing costs go beyond diapers, growing appetites, and clothes that seem to last only a few weeks. […]
Savings Guide: How to Grow Your Savings with 4 Easy Steps
Oh, the places you can save your money! There’s no end to the number of creative ways to squirrel away savings: tucked under a mattress, buried in the backyard, sewn into a sofa, or stashed inside an old stuffed animal. No doubt, you’d probably need a map to ever find your money again, but there’s […]
Have a Holly, Jolly Budget: A Guide to Saving for the Holidays
While it might feel premature when stores start hauling out holiday decorations in the middle of August, it’s never too early to create a budget and savings plan for the winter shopping season. The average American spends almost $850 on gifts during the holiday season, with millennials spending the most ($1,034). Once you factor in […]
How to Start Saving for Your Dream Home
Even if you’re a “live in the moment” type of person, you’ve probably given some thought to what you want to accomplish in the future and how you’re going to pay for it. Whether you’re building out a one, five, or 10-year plan to guide you through the next decade, there’s a chance that buying […]
When It Comes to Your Money, Are You Really a Saver?
Savers sock away money. Whether it’s for retirement, a child’s college education, or short-term financial goals, they live by the mantras “a penny saved is a penny earned” and “pay yourself first.” And they certainly know how powerful it is to start saving at a young age, thanks to the magic of compounding. But when […]
