If you’re expecting a tax refund in 2012, chances are you’ve already thought about what you’re going to do with it. If you haven’t already made the mental commitment to spend it on something fun like a summer vacation or a new electronic gadget, you might want to think about the smart things you can do with that money.

A post on DailyFinance by Cameron Huddleston has a several smart ideas for how to spend $1,000 of your tax refund. He suggests using that money to hire a lawyer to write or update your will, or buying the services of a financial planner whose insights and advice may end up being worth the relatively small fee.

If you’re thinking about selling your house, Huddleston recommends using that $1,000 to spruce up your landscaping, or putting it toward staging your home in order make it even more appealing to potential buyers.

You might also use your tax refund to learn something new. Many community, technical and online colleges offer inexpensive classes that can give your career — and perhaps your salary — a needed boost.

How do you plan on spending your tax refund? Do you plan on putting any of it toward something that could benefit you financially?