For many Americans, planning their finances has become a DIY strategy, and it’s never been more necessary to know how to manage money. April has been designated National Financial Literacy Month and now is a great time to reflect on the fundamentals and beyond of money management.

If managed properly, money can provide freedom and security. If mismanaged, it can significantly hinder financial choices. Join Ally Bank and Bankrate.com during our live chat: Getting and Staying Financially Fit, to wrap up Financial Literacy month by discussing financial education, skills, tips, and overall personal finance knowledge.

Topic: Getting and Staying Financially Fit

This month’s TweetChat will discuss the importance of a financial education from early childhood, into young adulthood and even into retirement. It’s never too early or too late to learn money management skills.

How to participate

Use #AllyBRChat to take part in the chat. You can also follow along by clicking on over to Twubs chat room

Prizes

Two lucky winners will each receive a $100 Amazon Gift Card.

How to enter to win

RSVP by leaving a comment below with your Twitter handle and your Twitter URL to enter. You must be following@AllyBank and @Bankrate during the chat to find out if you are a winner! Two winners will be selected at random from the RSVP list. If a chosen winner RSVP’d but did not attend, a different winner will be chosen. (Note: Winners must be U.S. residents, age 18 or older. Winners are randomly selected and announced at the end of the chat.)

For our official rules, click here.