Discipline has big payoffs, particularly when it comes to saving. In fact, discipline is what many people cited as the behavior that helped them accomplish their savings goals and afforded them security and protection against financial uncertainty, during our September 30th TweetChat: Developing Enviable Saving Habits, co-hosted with Bankrate.com.

Financial security was the biggest incentive to save money, according to our TweetChat participants. In turn, their savings enable them to spend with confidence and without remorse on items that matter to them most — such as travel, family, friends and holidays.

Respondents in our 2014 savings survey had a more positive than negative saving mindset – using such words as hopeful, committed and confident to define their saving habits. While many of the survey respondents said their financial knowledge is self-taught, those with children are focusing on teaching them financial lessons such as living within their means, paying bills on time and investing in long-term financial goals.

Our #AllyBRChat generated some great discussion – if you missed the chat, check out the highlights below.