new name, same financial ally.

The news is constantly changing, but our commitment to providing support you can count on remains the same. We’re focused on helping you with personal and financial wellness, as well as providing community support through various relief efforts. Learn more

HCS is becoming Ally lending

new name, same financial ally.

We've always been on your side when it comes to offering financing, now it's in our name.

continuing to do it right.

You can expect the same great products and services HCS now offers, just under the new Ally Lending name. Our look may change in the coming months – but the exceptional experience you’ve come to expect will remain the same.

As Ally Lending, we plan to deliver even better products, services and experiences. This union will help us harness the power and resources of an online bank – and present opportunities to expand into new markets.

reach us the same way you always have.

You’ll still contact us and manage your account the same way.  

For borrowers:

Billing 888-568-0186

Have your questions answered by our knowledgeable Support team. 800-427-9184

are you a provider interested in working with us?

Our financing solutions give consumers the option to pay for services over time. With 100 years of lending experience to our name and 7.5 million customers on Ally platforms, we know what consumers want from a financing experience.

  • Straightforward, easy process

    Personal, accessible, responsive support

  • Options to provide financing for all credit tiers

    Agile, intuitive, user-friendly platform

Are you a service provider seeking a customized end-to-end financing solution? Connect with us.

how we work

Our solutions help consumers afford unexpected and planned expenses. Using our simple application, straightforward offer selection and easy account management – consumers can maintain their financial well-being.

step 1 icon

Application

Complete 60-second, no-credit-impact prequalification at home or with provider

step 2 icon

Offer Selection

Review available offers instantly upon pre-qualification completion

step 3 icon

Payment

Manage account online, set up autopay for easy monthly payments

Service providers receive funding 24-48 hours after the loan agreement is booked.

how we work

Our solutions help consumers afford unexpected and planned expenses. Using our simple application, straightforward offer selection and easy account management – consumers can maintain their financial well-being.

Application

Complete 60-second, no-credit-impact prequalification at home or with provider

Offer Selection

Review instant financing offerings, make selection, ability to sign agreement digitally

Payment

Manage account online, set up autopay for easy monthly payments

Service providers receive funding 24-48 hours after the financing agreement is booked.

FAQs

We have answers.

No, your account number remains the same.

Still have questions? Call us 800-427-9184 Monday-Friday 8am-8pm ET, Saturday 10am-5pm ET