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Get Pre-approved
It’s a good idea to get pre-approved so you know how much you can afford and set a realistic budget. Plus, a letter from us gives you more leverage when house-hunting, putting you in a stronger negotiating position when you’re ready to make an offer.
You can get pre-approved completely online. Fill out our online application, and if you’re approved, you’ll be able to access your pre-approval letter within minutes.
What you should know about getting pre-approved with us:
We’ll check your credit. During pre-approval we only perform a soft credit check, which does not affect your score. Later on in the process we may perform a hard credit check (with your permission, of course). Keep in mind, any other home loan credit checks within 45 days are treated as one inquiry, so multiple inquiries during this time won’t additionally impact your score.
There are no fees or documents needed to get pre-approved. We'll only ask for documents if you want to move forward with your application.
