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Fertility Financing

We help finance the path to parenthood.

Take a closer look at financing for fertility care.

We understand how personal this journey can be. That’s why we partner with your Ally Lending fertility care provider to offer affordable fertility financing solutions, making it easier for you to focus on your path to parenthood. We have you covered every step of the way by financing the cost of your clinic, medication, IVF treatment, and more.

All the ways we’re here for you.

Consistent support.

We’re not just processing loans, we’re here to provide personal support. Your dedicated Fertility Support Specialist will serve as your single point of contact throughout your financing experience.

You can also call Fertility Customer Care at 1-877-278-0919 if you have questions about the fertility financing process along the way. Our team is available Monday – Friday, 8 am ET – 8 pm ET.

Solutions for complete care.

Our fertility financing solutions cover the cost for complete care; your clinics cost, IVF treatments, genetic testing, egg freezing, and medications. Our application is free. And, you can pre-qualify with no impact to your credit. If you decide to pay the loan off early, you can do so without penalty. See more loan options for additional medical treatments and procedures

Competitive rates.

Choose from 24-84-month loan options with annual percentage rates (APRs) starting at 3.99%, one of the lowest in the industry. Our full range is 3.99-21.99%. Example of monthly payment terms: payments of $390.90/month for 72 months for $20,000 financed at 11.99% APR. What you should know

Here’s what we need to get started.

Your estimated clinic costs

Your pharmacy choice and estimated cost of your prescriptions

Your choice of genetic testing lab and estimated cost

Typically, for medication and testing costs, you can get a more accurate quote from your pharmacy and genetic testing labs rather than your clinic. Our relationships with pharmacies and medical labs make it easy for you to access the care you need at any stage of your journey. 

How it works.

Simplified loan application process.

Review your options with your Ally Lending provider, apply, and finalize your financing in minutes.

Step one


Simple, quick pre-qualification with no credit impact.

Step two


Personalized financing solutions.

Step three


Complete your application and we’ll run an instant credit check.

Step four


Sign documents electronically and receive confirmation via email.

receive treatment

Receive Treatment.

Loan funds go directly to your provider

Apply for fertility financing with clinics, pharmacies, and labs.