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Loans for Repairs and Renovations

Home improvement financing simplified.

Ask your service provider about Ally Lending.

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Who we are.

Giving you the purchase power you need at a price point you can afford.

We work with your Ally Lending service provider to offer affordable financing solutions. Ally Lending helps you pay for the products, repairs, and renovations you need, while also staying on track with your long-term budget.

  • No down payment or application fees

  • No credit impact pre-qualification

  • Budget-friendly financing solutions

  • Dedicated support team to assist you throughout the financing process

We work with home improvement providers to help you afford the things you need and want.

Windows and doors

Flooring, roofing, and siding

Plumbing, electrical, and HVAC

Pool repair

Bottom line, our products are built with your budget in mind.

Installment loans

This product option is best if you want to make consistent, low monthly payments over an extended time period.

Interest promotions

This product option is best if you are willing to make higher payments over a shorter time period, in order to pay only the original loan amount (principal loan balance). This product is available with select providers.


We charge a fixed Annual Percentage Rate (APR), this amount varies based on your loan terms and creditworthiness. There is no down payment required and no fees for paying off early.

How it works.

Simplified loan application process.

Review your options with your Ally Lending provider, apply, and finalize your financing quickly.

Step one


Simple, quick pre-qualification with no credit impact.

Step two


Personalized financing solutions.

Step three


Complete your application and we’ll run an instant credit check.

Step four


Sign documents electronically and receive confirmation via email.

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Receive service.

Loan funds go directly to your service provider.

Easy online loan management.

Our easy-to-navigate online experience allows you to set up and schedule automatic payments, view statements, and get quick answers. See your statement for your account number and instructions on how to set up your login. Our support team is available to help you throughout your financing experience.

More about managing your account online
screenshot of out online experience portal