Your friend wants to see you and your money grow.

Get up to $125 for joining a bank you're gonna love.

Welcome! You’ve got a good friend looking out for you – they heard you’re not banking with Ally and they want to change that! With Ally, you can enjoy great rates and tools to help you grow and manage your savings better.

As your financial ally, your financial wins and goals are just as important to us as they are to you. Plus, there’s a bonus: you and your friend can earn some easy money when you join. It’s a win-win for everyone. Keep scrolling to enroll below and join our referral program.

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Earn up to $125 in 3 easy steps.

Step 1.

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Enroll and open a new Ally Bank Savings Account by 3/1/2024.

Enter your name and email address below to start your enrollment in the program. Be sure to open your Savings Account with the same email address you enroll with by 3/1/2024.

Step 2.

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Fund and build your Savings Account balance.

Deposit new money from another financial institution to your newly opened Savings Account by 3/25/2024. You can make multiple funding transactions between the account opening date and 3/25/2024, however your account must be funded within 30 days of opening, or it will be closed. You are eligible to receive a 0.50% cash bonus on the new money you deposit, up to $25,000 (max $125 cash bonus).

Step 3.

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Keep your money parked through 7/15/2024 to earn your cash bonus.

You will receive a 0.50% cash bonus, up to $125, on the new money you deposit into your Savings Account by 3/25/2024 as long as you retain your funds from 3/25/2024 through 7/15/2024. Your cash bonus will be deposited into your Savings Account on or by 7/31/2024.

Other things to keep in mind:

  • Transfers can take up to 3 business days.
  • Your friend will receive $50 for inviting you after you open and fund your Savings Account.
  • If your account has over $25,000, only the first $25,000 will qualify for the 0.50% cash bonus. The surplus money will still earn a great rate.
  • Still have questions? Read ourTerms & ConditionsandFAQs

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Future Ally customers, enter your info to get started.

Note: Choose your email address wisely. The email you use to enroll must match the email address on the Ally Bank Savings Account you open.

Banking is better with an ally.

Our mission is in our name. We believe banking should always have your best interests in mind. That’s why our accounts have no hidden fees, offer smart tools and come with helpful features.
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Use the interest from our Savings Account to your advantage.

Annual Percentage Yield (APY) On all balance tiers
  • Enjoy a competitive rate that compounds daily. The more you save, the more you earn.
  • Get our competitive APY, plus a temporary 0.50% cash bonus (valid 3/29/24 to 7/15/24) on the new money you bring in to earn more interest on your cash.
  • There are no monthly maintenance fees or minimum balance requirements - ever.
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Organize and optimize your savings with Ally Bank.

  • Savings buckets can help you organize your savings and prioritize what's most important to you.
  • Boosters like Surprise Savings analyze a linked checking account for safe-to-save money and automatically transfers it to your savings.
  • Activate round ups to save your spare change from every Ally Bank Spending Account checking transaction. It'll round up your totals to the nearest dollar, to $5 max, then transfer the money to your Savings Account.
No minimum balance is required to open an Ally Bank Savings Account or earn APY. APY is variable, subject to change, and is accurate as of 01/22/24. Fees may reduce earnings.


Check out the Terms & Conditions for more info.

For Referrals (new Ally Bank customers):

For Referrers (existing Ally Bank customers):